In Ohio, the International Union of Painters and Allied Trades has two districts that service painters and other workers in the industry of finishing trades: District Council 6 and District Council 53. As part of its purpose to protect its members, the union may require the Bond by Contractor to Secure Payment of Wages and Welfare Benefits to do just that: guarantee that wages and fringe benefit funds will be paid to employees should the employer (contractor) fail to complete payment.
Jet Insurance Company offers this bond, also known as a Painters Wage and Welfare Bond, to be purchased directly without the use of middlemen, so you can file the bond quicker to the district council or local union that requires the bond.
The cost of the Wage and Welfare Bond starts as low as $250 for one year but ultimately depends on the bond limit required and a personal credit check. The chart below shows the available rates for an applicant in good credit standing.
|Bond Limit||Annual Cost|
The following workers are considered as part of the finishing trades industry and can be members of the union:
To apply for your Painters Wage and Welfare Bond, just click the button above to begin our streamlined application. It’s done all online (or you can call (855) 296-2663) and only takes a couple of minutes to input the necessary information. This includes a social security number of the employer/contractor getting the bond, which is needed for the soft credit check.
Once the application is complete, it will be submitted for a quick review by a Jet underwriter. If any additional information is needed, it will be requested at this time. You will receive an email with an approved quote that you can purchase instantly. A digital copy of your bond and receipt will be emailed to you.
You can have Jet file the bond for you right away, or select the option to file the bond yourself when you are checking out. You may need to submit the bond with other documents at one of the following locations:
Painters District Council 6
8257 Dow Circle
Strongsville, OH 44136
District Council 53
1591 Washington St E
Charleston, WV 25311
Bonds required by Painters Local Union No. 7 or No. 1020 must be mailed to:
Northwestern Ohio Administrators, Inc
PO Box 1330
Holland, OH 43528
The Painters Wage and Welfare Bond must stay in effect as long as painters, decorators, or other finishers that are members of the union are working on a job. If the bond needs to be renewed, you can do so by filling out the notice Jet sends out ahead of the bond’s end date or clicking the link in the emailed notice. Once you confirm the limit and make payment of the renewal premium, Jet will take care of the rest. If the union changes your bond limit, let Jet know at this time.
If you no longer need the bond, just send Jet a notification through email to [email protected]. We will notify the union and they will begin the cancellation process. Usually, the bond is cancelled after a 30-day period but the period may vary according to the bond agreement. After the cancellation is complete and Jet is no longer liable, we will calculate a refund of the time remaining on the bond.
Plain and simple, contractors can avoid bond claims by making sure they complete all payments that are owed to the painter or trade worker and fringe benefit contributions to the union. Failure to do so will lead to claims being filed for the union or its member(s) to be compensated in the amount of the missing or incomplete payment. If there is any indication that the painter or union did not receive their wages according to the agreement made, the contractor should seek to remedy the situation before it gets worse.
If a claim is filed, Jet must begin the claims handling process by providing necessary paperwork to whoever filed the claim (the union or union member) and starting an investigation. Jet will defend against false claims, so you must maintain open and honest communication during this time. If 90 days is not enough to reach a conclusion, additional time may be requested.
If the investigation finds that the claim is legitimate, Jet is obligated to pay out the claim to complete payment to the injured party. Since the claim was caused by your failure to make payment as needed, you don’t get to skip out on this payment either; you are required to repay Jet for the payout. If you don’t, it will be difficult to obtain another surety bond in Ohio.
Yes, a contractor may need other Wage and Welfare Bonds when hiring tradesmen that are part of a union. In a similar fashion, other unions would use a Wage and Welfare Bond as protection for their own members. It is also possible that multiple of these bonds would be filed, as each union must receive its own bond form. In addition, there are various bonds required by cities, counties, and the state. View these on Jet’s Ohio Construction Bonds page.
District Councils 6 and 53 service painters and finishing trade workers in Ohio and the surrounding area.
District Council 6
District Council 53