Delaware public adjuster license bond

Delaware Public Adjuster Bond Requirements, Cost & Filing Guide

Get the Delaware Public Adjuster Bond required for your license. Jet helps resident and non-resident public adjusters review the Delaware bond requirement, compare price options, and receive filing instructions after purchase.

The Delaware Department of Insurance requires resident and non-resident public adjusters to have a $20,000 Public Adjuster Bond on file to be eligible for and maintain a Delaware public adjuster license.

The bond provides financial assurance to the Department’s Commissioner and can help protect damaged parties if a public adjuster commits a covered license violation, engages in dishonest or unethical conduct, breaches a customer contract, or causes a covered financial loss. The bond amount is not the price paid for the bond.

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Last updated: June 2026. Delaware public adjuster bond requirements and filing instructions may change. Confirm final licensing instructions with the Delaware Department of Insurance before filing.

Delaware Public Adjuster Bond Quick Answers

Question Short Answer
Who needs a Delaware Public Adjuster Bond? Resident and non-resident public adjusters need the bond to be eligible for and maintain a Delaware public adjuster license.
What bond amount is required? Delaware requires a $20,000 Public Adjuster Bond.
How much does the Delaware bond cost? Jet lists the Delaware Public Adjuster Bond at $12 monthly, $119 for one year, $208 for two years, or $298 for three years.
Which Delaware adjuster bond do I need? Public adjuster applicants need the $20,000 Delaware Public Adjuster Bond.
Who does the bond protect? The Delaware Department of Insurance, policyholders, insured customers, and damaged parties protected under the bond.
Is the bond insurance for the public adjuster? No. The bond protects others. If the surety pays a valid claim, the bonded public adjuster must reimburse the surety.
How is the bond filed? A copy of the signed Public Adjuster Bond form, along with any other required paperwork, must be submitted to the Delaware Department of Insurance.
How do I buy the bond? Start a quote online, select Delaware and Public Adjuster Bond, review the available term options, and follow the filing instructions provided after purchase.

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Delaware Public Adjuster Bond Cost

The Delaware Public Adjuster Bond cost depends on the required $20,000 bond amount, the selected term length, and underwriting rules. Jet lists monthly and multi-year options for eligible public adjuster applicants.

Bond Type Bond Amount Monthly Option One-Year Option Two-Year Option Three-Year Option
Delaware Public Adjuster Bond $20,000 $12 monthly $119 for a one-year term $208 for a two-year term $298 for a three-year term

Bond Amount vs Bond Cost

The bond amount is the maximum coverage required by the Delaware Department of Insurance. The bond cost, also called the premium, is the price the public adjuster pays to purchase the bond. These are not the same thing.

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Which Delaware Adjuster Bond Do I Need?

Delaware requires a Public Adjuster Bond for public adjuster licensing. Use the exact license name from your Delaware Department of Insurance application or renewal paperwork when requesting your quote.

If Your License Type Is You Likely Need Bond Amount Start Quote
Public Adjuster Delaware Public Adjuster Bond $20,000 Get Quote

Not sure which bond applies? Contact Jet at (855) 516-3348 or [email protected] before starting your quote.

Get Your Delaware Public Adjuster Bond Quote

Start your quote online and select Delaware as the state. Then choose the Public Adjuster Bond that matches your license requirement.

  • Online quote request
  • Monthly, one-year, two-year, and three-year options for eligible applicants
  • Delaware-specific filing instructions
  • Bond form and receipt provided after purchase
  • Support for renewals and multi-state public adjuster bond needs

Start My Bond Quote

Have your state, license type, applicant information, and requested effective date ready.

Questions? Call (855) 516-3348 or email [email protected].

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Delaware-Specific Bond
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Start your Delaware Public Adjuster Bond quote online. Jet will help match the bond to the Delaware license requirement and provide filing instructions after purchase.

Need help? Call (855) 516-3348 or email [email protected].

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What You Need to Start a Delaware Public Adjuster Bond Quote

1

Your State

Select Delaware as the state where you are applying for or renewing your public adjuster license.

2

Your License Type

Choose Public Adjuster Bond so the quote matches Delaware’s $20,000 requirement.

3

Applicant Information

Provide the individual or business name that must appear on the bond, along with any required contact and license details.

Start My Delaware Public Adjuster Bond Quote

Who Needs a Delaware Public Adjuster Bond?

1

Resident Public Adjusters

Delaware resident public adjuster applicants must have the $20,000 Public Adjuster Bond on file to be eligible for and maintain a license.

2

Non-Resident Public Adjusters

Non-resident public adjusters seeking a Delaware license must also meet the Delaware public adjuster bond requirement.

3

Multi-State Public Adjusters

If you work in multiple states, you may need a separate bond for each license and each state filing authority.

What Is the Purpose of a Delaware Public Adjuster Bond?

A Delaware Public Adjuster Bond is a financial guarantee that the public adjuster will comply with Delaware license regulations and customer contract obligations. The bond gives the Department’s Commissioner and damaged parties a way to seek recovery if the public adjuster violates covered rules or causes a covered financial loss.

Public adjusters negotiate and settle property and casualty insurance claims on behalf of policyholders. Because that role involves representing insured customers during complicated claims, Delaware requires the bond as a consumer-protection tool.

Delaware Public Adjuster Bond vs Insurance

The Delaware Public Adjuster Bond protects the Department, policyholders, insured customers, and damaged parties. It is not insurance for the public adjuster. Errors and omissions insurance may protect the adjuster, while the surety bond exists to satisfy licensing requirements and protect others.

How the Delaware Public Adjuster Bond Process Works

Start Your Application Online

Enter basic information about the Delaware public adjuster license and required $20,000 bond.

Review Your Quote

Select monthly, one-year, two-year, or three-year terms when available.

Pay Online

Complete checkout and receive your receipt, bond form, and filing instructions.

File the Bond

Submit a copy of the signed Public Adjuster Bond form with any other paperwork required by the Delaware Department of Insurance.

Who Files the Delaware Public Adjuster Bond?

A copy of the signed Public Adjuster Bond form, along with any other required paperwork, must be submitted to the Delaware Department of Insurance. Jet provides your bond form, receipt, and filing instructions after purchase.

Bond Filing Address

Delaware public adjuster bond filings may be mailed to:

Delaware Department of Insurance
1351 W. North Street, Suite 101
Dover, DE 19904

Self-Filing

Some applicants prefer to submit the bond with a larger license application or renewal package. If you self-file, make sure the signed bond form and any required licensing paperwork are submitted according to the Department’s instructions.

Contact Jet at (855) 516-3348 or [email protected] and we can help confirm the filing method for your license.

Multi-State Public Adjusters

Working across state lines is common during catastrophe seasons and for national programs. Keep each license organized so bonds do not lapse or get filed incorrectly.

Bonds Are State Specific

Most states require a separate bond that matches the exact license name, bond form, filing authority, and principal information.

Filing Methods Vary

Some regulators accept electronic filing, while others require original signed and sealed bonds or copies of signed bond forms.

Pricing Varies by State

Each state limit and license type is priced separately. Do not assume that two states with similar limits will have the same premium.

Renewal Timing Matters

Keep renewal dates organized so your public adjuster license remains active and the bond does not lapse or expire unexpectedly.

Need Bonds in Multiple States?

If you need public adjuster bonds for Delaware and other states, reach out to Jet to discuss the states, limits, filing methods, and renewal timing needed for your licenses.

Call: (855) 516-3348
Email: [email protected]

How to Avoid a Delaware Public Adjuster Bond Claim

  • Follow Delaware public adjuster statutes and Department of Insurance regulations.
  • Use clear written contracts that explain scope, duties, and fees.
  • Maintain accurate claim files, records, and communication logs.
  • Avoid negligence, fraud, unethical conduct, dishonest practices, and misrepresentation.
  • Fulfill customer contract obligations and handle claim funds properly.
  • Respond promptly to policyholders, insured customers, and the Delaware Department of Insurance.
  • Maintain your bond if your Delaware public adjuster license remains active.

What Happens if a Claim Is Filed?

Jet investigates, requests documents, and makes a decision. If the claim is valid, Jet pays up to the bond limit and then seeks reimbursement from the bonded principal under the indemnity agreement.

Want to Know More About Public Adjuster Bond Processes?

How to Renew My Bond

For annually purchased bonds, see Jet’s process to renew your bond.

How to Cancel My Bond

See the details surrounding cancelling your bond.

Bond Claim Process

Find out what causes a claim and what happens after a claim is made.

Questions about renewals, cancellations, or claims? Contact Jet at (855) 516-3348 or [email protected].

Delaware Public Adjuster Bond FAQ

What is a Delaware Public Adjuster Bond?

A Delaware Public Adjuster Bond is a license surety bond required for public adjuster licensing. It provides financial assurance to the Department’s Commissioner and can protect damaged parties if the public adjuster violates covered rules or causes a covered financial loss.

Who needs a Delaware Public Adjuster Bond?

Resident and non-resident public adjusters need a $20,000 Public Adjuster Bond to be eligible for and maintain a Delaware public adjuster license.

How much does a Delaware Public Adjuster Bond cost?

Jet lists the Delaware Public Adjuster Bond at $12 monthly, $119 for one year, $208 for two years, or $298 for three years.

What Delaware public adjuster bond limit do I need?

Delaware requires a $20,000 Public Adjuster Bond for public adjuster licensing.

How do I buy a Delaware Public Adjuster Bond online?

Start a quote online, select Delaware and Public Adjuster Bond, review the available term options, and follow the filing instructions after purchase. For help, call Jet at (855) 516-3348 or email [email protected].

Is a Delaware Public Adjuster Bond insurance?

No. A Delaware Public Adjuster Bond is not insurance for the public adjuster. It protects the Department and damaged parties. If the surety pays a valid claim, the bonded public adjuster must reimburse the surety.

Who files the Delaware Public Adjuster Bond?

A copy of the signed Public Adjuster Bond form, along with any other required paperwork, must be submitted to the Delaware Department of Insurance. Jet provides the bond form, receipt, and filing instructions after purchase.

Where is the Delaware Public Adjuster Bond filed?

Delaware public adjuster bond filings may be sent to the Delaware Department of Insurance, 1351 W. North Street, Suite 101, Dover, DE 19904.

Can Jet help with public adjuster bonds in multiple states?

Yes. If you need public adjuster bonds in Delaware and other states, contact Jet at (855) 516-3348 or email [email protected] to discuss the states, license types, bond limits, and filing instructions needed.

Get the Bond Required for Your Delaware Public Adjuster License

Start your quote online and choose the Delaware Public Adjuster Bond that matches your application.

Call: (855) 516-3348
Email: [email protected]

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Notary Bond Application:

X

Business Information:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Employee Dishonesty Bond Application:

Business Information:

Business Description:

Coverage Requirements:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Contract Bond Application:

X

Business Information:

Owner Information:

Job Details:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Worker's Compensation Application:

X

Business Information:

Business Description:

Coverage Requirements

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information: