Florida public adjuster license bond

Florida Public Adjuster Bond Requirements, Cost & Filing Guide

Get the Florida Public Adjuster Bond required for your license. Jet helps public adjuster, non-resident public adjuster, and apprentice public adjuster applicants review the Florida bond requirement, compare price options, and receive filing instructions after purchase.

The Florida Department of Financial Services requires public adjuster, non-resident public adjuster, and apprentice public adjuster applicants to file a $50,000 Public Adjuster Bond before becoming registered or licensed in Florida.

The bond must be conditioned for the faithful performance of the public adjuster’s duties under the license. It is in favor of the Florida Department of Financial Services and authorizes recovery by the Department when a licensee is guilty of fraud or unfair practices in connection with the public adjuster business. The bond amount is not the price paid for the bond.

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Last updated: June 2026. Florida public adjuster bond requirements and filing instructions may change. Confirm final licensing instructions with the Florida Department of Financial Services before filing.

Florida Public Adjuster Bond Quick Answers

Question Short Answer
Who needs a Florida Public Adjuster Bond? Florida public adjuster, non-resident public adjuster, and apprentice public adjuster applicants must file the bond before becoming registered or licensed.
What bond amount is required? Florida requires a $50,000 Public Adjuster Bond.
How much does the Florida bond cost? Jet lists the Florida Public Adjuster Bond at $22 monthly, $219 for one year, $383 for two years, or $548 for three years.
Which Florida adjuster bond do I need? Public adjuster, non-resident public adjuster, and apprentice public adjuster applicants need the $50,000 Florida Public Adjuster Bond.
Who does the bond protect? The Florida Department of Financial Services and damaged parties protected under the bond.
Is the bond insurance for the public adjuster? No. The bond protects others. If the surety pays a valid claim, the bonded public adjuster must reimburse the surety.
How is the bond filed? Florida DFS currently instructs resident public adjuster applicants to file an original $50,000 surety bond using the Department form and mail the original bond to the Bureau of Licensing.
Where is the Florida bond mailed? Department of Financial Services, Bureau of Licensing, Room 419, 200 East Gaines Street, Tallahassee, FL 32399-0319.
How long must the bond stay active? The bond must remain in force during the license and for one year after the license expires or terminates.
How do I buy the bond? Start a quote online, select Florida and Public Adjuster Bond, review the available term options, and follow the filing instructions provided after purchase.

Start My Florida Bond Quote

Florida Public Adjuster Bond Cost

The Florida Public Adjuster Bond cost depends on the required $50,000 bond amount, the selected term length, and underwriting rules. Jet lists monthly and multi-year options for eligible public adjuster applicants.

Bond Type Bond Amount Monthly Option One-Year Option Two-Year Option Three-Year Option
Florida Public Adjuster Bond $50,000 $22 monthly $219 for a one-year term $383 for a two-year term $548 for a three-year term

Bond Amount vs Bond Cost

The bond amount is the maximum coverage required by the Florida Department of Financial Services. The bond cost, also called the premium, is the price the public adjuster pays to purchase the bond. These are not the same thing.

Check My Florida Public Adjuster Bond Price

Which Florida Adjuster Bond Do I Need?

Florida requires a Public Adjuster Bond for multiple public adjuster license categories. Use the exact license name from your Florida Department of Financial Services application or renewal paperwork when requesting your quote.

If Your License Type Is You Likely Need Bond Amount Start Quote
Public Adjuster Florida Public Adjuster Bond $50,000 Get Quote
Non-Resident Public Adjuster Florida Public Adjuster Bond $50,000 Get Quote
Apprentice Public Adjuster Florida Public Adjuster Bond $50,000 Get Quote

Not sure which bond applies? Contact Jet at (855) 516-3348 or [email protected] before starting your quote.

Get Your Florida Public Adjuster Bond Quote

Start your quote online and select Florida as the state. Then choose the Public Adjuster Bond that matches your license requirement.

  • Online quote request
  • Monthly, one-year, two-year, and three-year options for eligible applicants
  • Florida-specific filing instructions
  • Original bond mailing guidance when required by DFS
  • Support for renewals and multi-state public adjuster bond needs

Start My Bond Quote

Have your state, license type, applicant information, and requested effective date ready.

Questions? Call (855) 516-3348 or email [email protected].

Online Quote
Florida-Specific Bond
Filing Instructions
Renewal Support

Ready to Get Licensed?

Start your Florida Public Adjuster Bond quote online. Jet will help match the bond to the Florida license requirement and provide filing instructions after purchase.

Need help? Call (855) 516-3348 or email [email protected].

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What You Need to Start a Florida Public Adjuster Bond Quote

1

Your State

Select Florida as the state where you are applying for or renewing your public adjuster registration or license.

2

Your License Type

Choose Public Adjuster Bond so the quote matches Florida’s $50,000 requirement.

3

Applicant Information

Provide the individual name that must appear on the bond, along with any required contact and license details.

Start My Florida Public Adjuster Bond Quote

Who Needs a Florida Public Adjuster Bond?

1

Public Adjusters

Florida public adjuster applicants must file the $50,000 Public Adjuster Bond with the Department of Financial Services.

2

Non-Resident Public Adjusters

Non-resident public adjuster applicants seeking a Florida license must also meet the Florida public adjuster bond requirement.

3

Apprentice Public Adjusters

Apprentice public adjuster applicants in Florida must also file the required $50,000 Public Adjuster Bond.

What Is the Purpose of a Florida Public Adjuster Bond?

A Florida Public Adjuster Bond is a financial guarantee that the public adjuster will comply with Florida license regulations and faithfully perform the duties required by the license. The bond gives the Department and damaged parties a way to seek recovery if the public adjuster is guilty of fraud or unfair practices in connection with the public adjuster business.

Public adjusters assist policyholders with insurance claims, including preparing, completing, or filing a claim and negotiating settlement of a claim. Because the work affects consumers during complex claim situations, Florida requires the bond as a consumer-protection tool.

Florida Public Adjuster Bond vs Insurance

The Florida Public Adjuster Bond protects the Department and damaged parties. It is not insurance for the public adjuster. Errors and omissions insurance may protect the adjuster, while the surety bond exists to satisfy licensing requirements and protect others.

How the Florida Public Adjuster Bond Process Works

Start Your Application Online

Enter basic information about the Florida public adjuster license and required $50,000 bond.

Review Your Quote

Select monthly, one-year, two-year, or three-year terms when available.

Pay Online

Complete checkout and receive your receipt, bond documents, and filing instructions.

File the Bond

Follow the Florida Department of Financial Services instructions for filing the original bond and any required application documents.

Who Files the Florida Public Adjuster Bond?

Florida DFS currently instructs resident public adjuster applicants to file an original $50,000 surety bond using a bond form provided by the Department. Jet provides the bond documents, receipt, and filing instructions after purchase.

Original Bond Mailing

The current Florida DFS resident public adjuster license guide instructs applicants to mail the original bond to:

Department of Financial Services
Bureau of Licensing, Room 419
200 East Gaines Street
Tallahassee, FL 32399-0319

MyProfile and Application Documents

Florida MyProfile is the Department’s online licensing portal. Applicants may use MyProfile to apply for a license, review messages, and upload deficiency documents when the Department makes the upload option available. However, because DFS currently instructs resident public adjuster applicants to mail the original bond, applicants should follow the most current instructions in their MyProfile account and the Department’s license guide before filing.

Bond Maintenance

Florida public adjusters must maintain the Public Adjuster Bond during the entire time they are licensed and for one year after the license expires or terminates.

30-Day Cancellation Notice

Florida law provides that the bond may not be terminated unless at least 30 days’ written notice is given to the licensee and filed with the Department.

Contact Jet at (855) 516-3348 or [email protected] and we can help confirm the filing method for your license.

Multi-State Public Adjusters

Working across state lines is common during catastrophe seasons and for national programs. Keep each license organized so bonds do not lapse or get filed incorrectly.

Bonds Are State Specific

Most states require a separate bond that matches the exact license name, bond form, filing authority, and principal information.

Filing Methods Vary

Some regulators accept electronic filing, while others require original signed and sealed bonds or uploads through state licensing portals.

Pricing Varies by State

Each state limit and license type is priced separately. Do not assume that two states with similar limits will have the same premium.

Renewal Timing Matters

Keep renewal dates organized so your public adjuster license remains active and the bond does not lapse or expire unexpectedly.

Need Bonds in Multiple States?

If you need public adjuster bonds for Florida and other states, reach out to Jet to discuss the states, limits, filing methods, and renewal timing needed for your licenses.

Call: (855) 516-3348
Email: [email protected]

How to Avoid a Florida Public Adjuster Bond Claim

  • Follow Florida public adjuster statutes and Department of Financial Services regulations.
  • Use clear written contracts that explain scope, duties, and fees.
  • Maintain accurate claim files, records, and communication logs.
  • Avoid negligence, deceitful business practices, fraud, unfair practices, and misrepresentation.
  • Do not accept payment, favors, or anything of value for services that have not been performed.
  • Respond promptly to policyholders, Florida residents, and the Department of Financial Services.
  • Maintain the bond while licensed and for one year after license expiration or termination when required.
  • Make sure any cancellation or replacement bond is handled before a lapse occurs.

What Happens if a Claim Is Filed?

Jet investigates, requests documents, and makes a decision. If the claim is valid, Jet pays up to the bond limit and then seeks reimbursement from the bonded principal under the indemnity agreement.

Read Jet’s Surety Bond Claims Guide

Want to Know More About Public Adjuster Bond Processes?

How to Renew My Bond

For annually purchased bonds, see Jet’s process to renew your bond.

Read the Renewal Guide

How to Cancel My Bond

See the details surrounding cancelling your bond.

Read the Cancellation Guide

Bond Claim Process

Find out what causes a claim and what happens after a claim is made.

Read the Claims Guide

More public adjuster bond information is available in Jet’s Public Adjuster Bonds guide.

Questions about renewals, cancellations, or claims? Contact Jet at (855) 516-3348 or [email protected].

Florida Public Adjuster Bond FAQ

What is a Florida Public Adjuster Bond?

A Florida Public Adjuster Bond is a license surety bond required for public adjuster, non-resident public adjuster, and apprentice public adjuster registration or licensing. It is conditioned for the faithful performance of the public adjuster’s duties and can protect damaged parties if the licensee is guilty of fraud or unfair practices.

Who needs a Florida Public Adjuster Bond?

Public adjuster, non-resident public adjuster, and apprentice public adjuster applicants in Florida need a $50,000 Public Adjuster Bond.

How much does a Florida Public Adjuster Bond cost?

Jet lists the Florida Public Adjuster Bond at $22 monthly, $219 for one year, $383 for two years, or $548 for three years.

What Florida public adjuster bond limit do I need?

Florida requires a $50,000 Public Adjuster Bond for public adjuster, non-resident public adjuster, and apprentice public adjuster applicants.

How do I buy a Florida Public Adjuster Bond online?

Start a quote online, select Florida and Public Adjuster Bond, review the available term options, and follow the filing instructions after purchase. For help, call Jet at (855) 516-3348 or email [email protected].

Is a Florida Public Adjuster Bond insurance?

No. A Florida Public Adjuster Bond is not insurance for the public adjuster. It protects the Department and damaged parties. If the surety pays a valid claim, the bonded public adjuster must reimburse the surety.

How is the Florida Public Adjuster Bond filed?

Florida DFS currently instructs resident public adjuster applicants to file an original $50,000 surety bond using a Department-provided form and mail the original bond to the Bureau of Licensing. Applicants should follow the most current instructions in their MyProfile account and DFS license guide.

Where is the Florida Public Adjuster Bond filed?

The original bond may be mailed to the Department of Financial Services, Bureau of Licensing, Room 419, 200 East Gaines Street, Tallahassee, FL 32399-0319.

How long must the Florida Public Adjuster Bond be maintained?

Florida public adjusters must maintain the bond during the entire time they are licensed and for one year following expiration or termination of the license.

Can the Florida Public Adjuster Bond be cancelled?

Florida law provides that the bond may not be terminated unless at least 30 days’ written notice is given to the licensee and filed with the Department.

Can Jet help with public adjuster bonds in multiple states?

Yes. If you need public adjuster bonds in Florida and other states, contact Jet at (855) 516-3348 or email [email protected] to discuss the states, license types, bond limits, and filing instructions needed.

Get the Bond Required for Your Florida Public Adjuster License

Start your quote online and choose the Florida Public Adjuster Bond that matches your application. Jet will provide filing instructions for submitting the bond according to the current Florida Department of Financial Services process.

Call: (855) 516-3348
Email: [email protected]

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Notary Bond Application:

X

Business Information:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Employee Dishonesty Bond Application:

Business Information:

Business Description:

Coverage Requirements:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Contract Bond Application:

X

Business Information:

Owner Information:

Job Details:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Worker's Compensation Application:

X

Business Information:

Business Description:

Coverage Requirements

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information: