Colorado Public Adjuster Bond

In order to be licensed as a public adjuster (resident or non-resident) in the State of Colorado, applicants must file a $20,000 Public Adjuster Bond with the Colorado Division of Insurance.

QUOTE

The Public Adjuster Bond is provided by Jet as a financial assurance to the State that the licensee will comply with Colorado regulations. If the licensee engages in unethical or fraudulent conduct, the bond may be used as a form of restitution by any damaged party involved (the State or a Colorado resident).

What Is the Lowest Price for the Colorado Public Adjuster Bond?

Our prices at Jet Insurance Company are a small percentage of the bond limit and are based on a soft credit check of the applicant. Eligible individuals seeking a $20,000 Public Adjuster Bond will see instant pricing online and can choose monthly or multi-year options at checkout.

Take a look at the chart below for details on our best rates.

Bond TermCost
Monthly$15
1 Year$150
2 Year$263
3 Year$375
CO Public Adjuster Bond Pricing

As a public adjuster, the Division of Insurance requires licensees to maintain the Public Adjuster Bond for the entirety of their license term. With this in mind, our monthly or multi-year plans are perfect options for those seeking a career as a public adjuster.

Why Is the Public Adjuster Bond Required in Colorado?

Public adjusters assist individuals with insurance claims, from preparing and completing paperwork to filing the claim and negotiating a fair settlement. Because insurance is complex, adjusters must follow strict regulations when guiding policyholders through each step, especially when clients may be in a vulnerable position. To ensure these rules are upheld and obligations are met, the Colorado Division of Insurance requires licensees to carry a Public Adjuster Bond, which provides financial protection to consumers in rare instances of negligence, deceptive practices, or fraud.

How to Apply for the Colorado Public Adjuster Bond with Jet

You can apply for the Public Adjuster Bond online or call our team at (855) 516-2663. To get started, provide a few basic details along with your contact information and Social Security number. This is a soft credit check and will not affect your score.

After you submit the application, a Jet underwriter will complete a quick review. Approved rate options will be emailed to you for immediate purchase. Choose the payment plan that fits your needs and check out. You will receive your receipt and bond form right away.

How Does Filing the Public Adjuster Bond Work?

Jet can file your surety bond for you free of charge! However, if you would prefer to file the bond form yourself along with any other required paperwork, the option to do so may be selected at check out.

The original signed and sealed Public Adjuster Bond form must be submitted to the Colorado Division of Insurance at the following address:

Colorado Department of Regulatory Agencies (DORA)
Division of Insurance
1560 Broadway, Suite 850
Denver, CO 80202

Colorado requires the bond to be in favor of the State and to authorize recovery by the Commissioner on behalf of harmed parties. The bond may not be terminated without 30 days' prior written notice filed with the commissioner.

How Does a Public Adjuster Avoid Colorado Surety Bond Claims?

Public adjusters are expected to comply with C.R.S. § 10‑2‑417 and Regulation 1‑2‑19, including written contract and record-retention rules. If the statutes or rules are violated, the Division may take administrative action and/or file a bond claim.

Claims on the Public Adjuster Bond usually arise from unethical conduct by a licensee. Examples include misrepresentation, unfair practices, or taking payment before services are performed. Policyholders who believe they were financially harmed can file a complaint with the Division. If the investigation confirms a violation, the State may file a bond claim on the policyholder’s behalf. Proceeds from the bond are then used to cover losses suffered by the harmed claimant.

Want to Know More About Public Adjuster Bond Processes? See Our Articles Below.

How to Renew My Bond

For annually-purchased bonds, see Jet’s process to renew your bond. Hint- it’s simple.

How to Cancel My Bond

See the details surrounding cancelling your bond.

Bond Claim Process

Find out what causes a claim as a public adjuster and what happens after a claim is made.

Public Adjuster Bond Form Example

Colorado Public Adjuster Bond

Notary Bond Application:

X

Business Information:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Employee Dishonesty Bond Application:

Business Information:

Business Description:

Coverage Requirements:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Contract Bond Application:

X

Business Information:

Owner Information:

Job Details:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Worker's Compensation Application:

X

Business Information:

Business Description:

Coverage Requirements

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information: