Wisconsin public insurance adjuster registration bond

Wisconsin Public Insurance Adjuster Bond Requirements, Cost & Filing Guide

Get the Wisconsin Public Insurance Adjuster Bond required for registration with the Wisconsin Office of the Commissioner of Insurance. Jet helps public adjuster applicants review the $20,000 bond requirement, compare price options, and receive filing instructions after purchase.

Wisconsin requires public adjusters who register with OCI to secure a $20,000 Public Insurance Adjuster Surety Bond. The bond must be an original, signed and sealed form mailed directly to OCI Agent Licensing.

Wisconsin currently registers individual public adjusters only. OCI states that Wisconsin does not currently offer entity public adjuster registrations, and the public adjuster bond must be completed in the name of the individual adjuster.

Get My Wisconsin Public Adjuster Bond Quote View Pricing Filing Instructions

Last updated: July 2026. Wisconsin public adjuster registration, bond, and filing instructions may change. Confirm final requirements with the Wisconsin Office of the Commissioner of Insurance, NIPR, or your registration application before filing.

Wisconsin Public Insurance Adjuster Bond Quick Answers

Question Short Answer
Who needs a Wisconsin Public Insurance Adjuster Bond? Nonresident public adjusters must register before providing adjusting services in Wisconsin and must submit the required bond. Wisconsin residents may register, but resident registration is optional.
What bond amount is required? Wisconsin requires a minimum $20,000 Public Insurance Adjuster Surety Bond.
Who regulates Wisconsin public adjusters? Public adjusters are registered by the Wisconsin Office of the Commissioner of Insurance.
Does Wisconsin offer entity public adjuster registrations? No. OCI states that Wisconsin does not currently offer entity public adjuster registrations.
Should the bond be in the individual name or company name? OCI’s FAQ says public adjuster bonds must be completed in the name of the individual adjuster.
How much does the Wisconsin bond cost? Jet lists the Wisconsin Public Insurance Adjuster Bond at $12 monthly, $119 for one year, $208 for two years, or $298 for three years.
How is the bond filed? An original, signed and sealed bond must be mailed directly to OCI Agent Licensing, Attn: Public Adjuster Bond.
Can the bond be emailed? No. OCI’s FAQ says an original, signed bond form is required.
Can the bond be submitted before registration approval? Yes. OCI says a public adjuster may submit the bond before being registered, but the adjuster cannot begin adjusting business in Wisconsin until registration is approved.
Can the bond be cancelled? Yes. The bond may be terminated with 30 days’ written notice to the Wisconsin Office of the Commissioner of Insurance.
When does the registration renew? Wisconsin public adjuster registrations renew every two years from the date of issuance on the last day of that month.
How do I buy the bond? Start a quote online, select Wisconsin and Public Adjuster Bond, review the available term options, and follow the filing instructions provided after purchase.

Start My Wisconsin Bond Quote

Wisconsin Public Insurance Adjuster Bond Cost

The Wisconsin Public Insurance Adjuster Bond cost depends on the required $20,000 bond amount and selected term length. Jet lists monthly, one-year, two-year, and three-year options for eligible public adjuster applicants.

Bond Type Bond Amount Monthly Option One-Year Option Two-Year Option Three-Year Option
Wisconsin Public Insurance Adjuster Bond $20,000 $12 monthly $119 for a one-year term $208 for a two-year term $298 for a three-year term

Bond Amount vs Bond Cost

The bond amount is the coverage required by Wisconsin. The bond cost, also called the premium, is the price paid to purchase the bond. These are not the same thing.

Check My Wisconsin Public Adjuster Bond Price

Which Wisconsin Public Insurance Adjuster Bond Do I Need?

Wisconsin’s bond requirement applies to individual public adjuster registrations. Use the exact individual adjuster name shown on your Wisconsin OCI or NIPR registration paperwork when requesting your quote.

If Your Filing Type Is You Likely Need Bond Amount Start Quote
Nonresident Individual Public Adjuster Wisconsin Public Insurance Adjuster Bond in the individual adjuster’s name $20,000 Get Quote
Wisconsin Resident Individual Public Adjuster Choosing to Register Wisconsin Public Insurance Adjuster Bond in the individual adjuster’s name $20,000 Get Quote
Public Adjuster Company or Agency Wisconsin does not currently offer entity public adjuster registrations Not applicable as an entity registration Ask Jet
Insurance Company Adjuster or Independent Adjuster Not the Wisconsin Public Insurance Adjuster Bond unless specifically instructed by OCI Confirm with OCI or application instructions Ask Jet

Important: OCI’s FAQ says the public adjuster bond must be completed in the name of the individual adjuster, not a company or agency.

Not sure which bond applies? Contact Jet at (855) 516-3348 or [email protected] before starting your quote.

Get Your Wisconsin Public Insurance Adjuster Bond Quote

Start your quote online and select Wisconsin as the state. Then choose the Public Adjuster Bond that matches your public adjuster registration requirement.

  • Online quote request
  • Monthly, one-year, two-year, and three-year options for eligible applicants
  • Pricing starting at $12 monthly or $119 for a one-year term
  • Wisconsin-specific filing instructions
  • $20,000 bond requirement guidance
  • Original signed and sealed bond support
  • Individual adjuster name guidance
  • Power of Attorney support
  • NIPR registration guidance
  • Support for multi-state public adjuster bond needs

Start My Bond Quote

Have your state, individual adjuster name, address, requested effective date, and registration paperwork ready.

Questions? Call (855) 516-3348 or email [email protected].

Online Quote
$20,000 Requirement
Original Bond Filing
Renewal Support

Ready to Get Registered?

Start your Wisconsin Public Insurance Adjuster Bond quote online. Jet will help match the bond to the Wisconsin public adjuster registration requirement and provide filing instructions after purchase.

Need help? Call (855) 516-3348 or email [email protected].

Get My Quote

What You Need to Start a Wisconsin Public Adjuster Bond Quote

1

Your State

Select Wisconsin as the state where you are applying for or renewing your public adjuster registration.

2

Your Individual Name

Use the individual adjuster name that must appear on the bond. Wisconsin does not currently offer entity public adjuster registrations.

3

Registration Details

Provide the requested effective date, address, and any Wisconsin OCI or NIPR details that should match the bond.

Start My Wisconsin Public Adjuster Bond Quote

Who Needs a Wisconsin Public Insurance Adjuster Bond?

1

Nonresident Public Adjusters

Nonresident public adjusters must be registered in Wisconsin before engaging in adjusting services in the state. The $20,000 original signed and sealed bond is part of the registration process.

2

Resident Public Adjusters Who Choose to Register

Wisconsin residents may, but are not required to, apply for public adjuster registration. If a resident registers, the applicant must follow OCI registration steps, including the required bond.

3

Individual Adjusters Only

Wisconsin currently registers individual public adjusters only. OCI does not currently offer entity public adjuster registrations, and the bond must be in the individual adjuster’s name.

What Is the Purpose of a Wisconsin Public Insurance Adjuster Bond?

A Wisconsin Public Insurance Adjuster Bond is a registration surety bond required under Wisconsin public adjuster law. The bond is payable to the Wisconsin Office of the Commissioner of Insurance for the use and benefit of customers of the public adjuster.

Wisconsin requires the bond to specifically authorize recovery by the commissioner on behalf of any person in Wisconsin who sustained damages because of erroneous acts, failure to act, conviction of fraud, or conviction of unfair practices in the adjuster’s capacity as a public adjuster.

Wisconsin Public Adjuster Bond vs Insurance

The Wisconsin Public Insurance Adjuster Bond is not insurance for the adjuster. It protects others and supports compliance with Wisconsin registration requirements. If the surety pays a valid claim, the bonded principal must reimburse the surety.

Wisconsin Public Adjuster Registration Rules to Know

Wisconsin public adjusters are registered by the Office of the Commissioner of Insurance under Wisconsin public adjuster law. Applicants and registrants should follow OCI, NIPR, bond, contract, renewal, continuing education, and reporting requirements.

  • Wisconsin currently registers individual public adjusters.
  • Wisconsin does not currently offer entity public adjuster registrations.
  • Nonresident public adjusters must be registered before engaging in adjusting services in Wisconsin.
  • Wisconsin residents may, but are not required to, apply for public adjuster registration.
  • Applicants apply for registration through NIPR.
  • The initial application fee is $50.
  • A new original surety bond, signed and sealed, must be mailed directly to OCI.
  • The bond must be in the minimum amount of $20,000.
  • The bond must be in favor of the State of Wisconsin.
  • The bond must not be terminated unless at least 30 days’ prior written notice is filed with the commissioner and given to the registrant.
  • Registrations renew every two years from the date of issuance on the last day of that month.
  • Public adjuster registrations are not eligible for reinstatement if renewal is not paid by the expiration date.

Wisconsin Public Adjuster Contract Rules

Wisconsin requires public adjusters to file their contracts with OCI before performing any adjusting service for an insured. OCI says contracts should be emailed to [email protected].

OCI’s FAQ says a public adjuster may submit a contract before being registered, but the adjuster cannot begin adjusting business in Wisconsin until registration has been approved.

OCI also says no contract may be used until it has been reviewed and approved by OCI, or until 30 days after the form has been submitted to OCI.

Contract filing note: OCI’s FAQ says public adjuster contracts must be filed in the name of the individual adjuster.

Wisconsin Renewal and Continuing Education Notes

Wisconsin public adjuster registrations renew every two years from the date of issuance on the last day of that month. Resident public adjusters must complete 15 credits of continuing education, including three credits of ethics, on a biennial basis.

Nonresident public adjusters who comply with continuing education requirements in a home state that are substantially similar to Wisconsin’s requirements may satisfy the Wisconsin CE requirement. If the resident state does not have CE requirements, the nonresident must complete Wisconsin CE requirements.

Renewal applications are submitted online through NIPR. OCI says if there are changes in bond coverage, a new original signed and sealed bond must be sent directly to OCI.

Wisconsin Bond Form Notes

Wisconsin’s Public Insurance Adjuster Surety Bond form identifies the principal, surety, bond number, $20,000 penal sum, and Wisconsin Office of the Commissioner of Insurance as the obligee.

The form states that the bond is in full force and effect indefinitely. Continuation or renewal certificates are unnecessary. The surety may terminate the bond by submitting written notice to OCI 30 days before the termination date, and aggregate liability under the bond cannot exceed the penal sum.

Original bond note: OCI requires an original, signed bond form. Copies by email are not accepted for the bond filing.

How the Wisconsin Public Adjuster Bond Process Works

Start Your Quote Online

Enter basic information about the Wisconsin public adjuster registration and required $20,000 bond.

Review Your Price

Select monthly, one-year, two-year, or three-year terms when available.

Pay Online

Complete checkout and receive your receipt, bond form, Power of Attorney, and Wisconsin filing instructions.

Mail the Original Bond

Send the original signed and sealed bond to OCI Agent Licensing, Attn: Public Adjuster Bond.

Who Files the Wisconsin Public Insurance Adjuster Bond?

Wisconsin public adjuster bond filing should follow the instructions provided by the Wisconsin Office of the Commissioner of Insurance, NIPR, or the applicant’s registration application. OCI requires a new original signed and sealed surety bond mailed directly to the office.

OCI Mailing Address for Original Bond

OCI Agent Licensing
Attn: Public Adjuster Bond
P.O. Box 7872
Madison, WI 53707-7872

OCI Contact Information

Wisconsin Office of the Commissioner of Insurance
Agent Licensing
Phone: (608) 266-8699
Toll Free: 1-800-236-8517
Email: [email protected]

Before Filing

Confirm that the individual adjuster name, address, bond number, bond amount, effective date, signatures, seal, Power of Attorney, and filing method match the Wisconsin registration instructions.

Contact Jet at (855) 516-3348 or [email protected] and we can help confirm the filing method for your registration.

Multi-State Public Adjusters

Working across state lines is common during catastrophe seasons and for national programs. Keep each public adjuster registration or license organized so bonds, original filing requirements, individual-name rules, contract filings, continuing education, and renewal requirements do not lapse or get submitted incorrectly.

Bonds Are State Specific

Most states require a separate bond that matches the exact license name, bond form, filing authority, and principal information.

Filing Methods Vary

Wisconsin requires an original signed and sealed bond, while other states may accept uploads, emails, or electronic filings.

Pricing Varies by State

Each state limit and license type is priced separately. Do not assume that two states with similar limits will have the same premium.

Renewal Timing Matters

Track registration and bond requirements so the public adjuster registration remains supported by an active bond.

Need Bonds in Multiple States?

If you need public adjuster bonds for Wisconsin and other states, reach out to Jet to discuss the states, limits, filing methods, entity rules, and renewal timing needed for your registrations or licenses.

Call: (855) 516-3348
Email: [email protected]

How to Avoid a Wisconsin Public Insurance Adjuster Bond Claim

  • Follow Wisconsin Chapter 629 and OCI public adjuster registration instructions.
  • Maintain the required $20,000 Public Insurance Adjuster Bond for the duration of the registration.
  • Make sure the bond is completed in the individual adjuster’s name.
  • Mail the original signed and sealed bond to OCI Agent Licensing.
  • Do not begin adjusting business in Wisconsin until registration is approved.
  • File the public adjuster contract with OCI before performing adjusting services for an insured.
  • Do not use a contract until it has been reviewed and approved by OCI, or until 30 days after it has been submitted.
  • Be fair, accurate, and honest in communications with insureds, insurers, and OCI.
  • Avoid erroneous acts, failure to act, fraud, and unfair practices in your capacity as a public adjuster.
  • Report administrative actions, criminal prosecutions, address changes, name changes, and application information changes within required timeframes.
  • Renew the registration, bond, and continuing education on time.

What Happens if a Claim Is Filed?

Jet investigates, requests documents, and makes a decision. If the claim is valid, Jet pays up to the bond limit and then seeks reimbursement from the bonded principal under the indemnity agreement.

Read Jet’s Surety Bond Claims Guide

Want to Know More About Public Adjuster Bond Processes?

How to Renew My Bond

For annually purchased bonds, see Jet’s process to renew your public adjuster bond.

Read the Renewal Guide

How to Cancel My Bond

See the details surrounding cancelling your public adjuster bond.

Read the Cancellation Guide

Bond Claim Process

Find out what causes a claim and what happens after a claim is made.

Read the Claims Guide

More public adjuster bond information is available in Jet’s Public Adjuster Bonds guide.

Questions about renewals, cancellations, or claims? Contact Jet at (855) 516-3348 or [email protected].

Wisconsin Public Insurance Adjuster Bond FAQ

What is a Wisconsin Public Insurance Adjuster Bond?

A Wisconsin Public Insurance Adjuster Bond is a $20,000 registration surety bond required for public adjusters who register with the Wisconsin Office of the Commissioner of Insurance.

Who needs a Wisconsin Public Insurance Adjuster Bond?

Nonresident public adjusters must register before providing adjusting services in Wisconsin and must file the required bond. Wisconsin residents may apply for registration voluntarily, and if they register, they must follow the bond requirement.

How much does a Wisconsin Public Insurance Adjuster Bond cost?

Jet lists the Wisconsin Public Insurance Adjuster Bond at $12 monthly, $119 for one year, $208 for two years, or $298 for three years.

What Wisconsin public adjuster bond limit do I need?

Wisconsin requires a minimum $20,000 Public Insurance Adjuster Surety Bond.

Does Wisconsin offer public adjuster business entity registrations?

No. OCI states that Wisconsin does not currently offer entity public adjuster registrations.

Should the Wisconsin Public Insurance Adjuster Bond be in the individual name or company name?

OCI’s FAQ says public adjuster bonds must be completed in the name of the individual adjuster.

How do I buy a Wisconsin Public Insurance Adjuster Bond online?

Start a quote online, select Wisconsin and Public Adjuster Bond, review the available term options, and follow the filing instructions after purchase. For help, call Jet at (855) 516-3348 or email [email protected].

Is a Wisconsin Public Insurance Adjuster Bond insurance?

No. A Wisconsin Public Insurance Adjuster Bond is not insurance for the adjuster. It protects customers and supports compliance with Wisconsin registration rules. If the surety pays a valid claim, the bonded principal must reimburse the surety.

How is the Wisconsin Public Insurance Adjuster Bond filed?

OCI requires an original signed and sealed bond form to be mailed directly to OCI Agent Licensing, Attn: Public Adjuster Bond, P.O. Box 7872, Madison, WI 53707-7872.

Can I email a copy of the Wisconsin Public Insurance Adjuster Bond?

No. OCI’s FAQ says an original, signed bond form is required.

Can the Wisconsin Public Insurance Adjuster Bond be cancelled?

Yes. The Wisconsin bond form allows the surety to terminate the bond by submitting written notice to the Wisconsin Office of the Commissioner of Insurance 30 days before the termination date.

When does a Wisconsin public adjuster registration renew?

Wisconsin public adjuster registrations renew every two years from the date of issuance on the last day of that month.

Does Wisconsin require public adjuster continuing education?

Resident public adjusters must complete 15 credits of continuing education, including three credits of ethics, every two years. Nonresidents may satisfy Wisconsin’s CE requirement if they comply with substantially similar CE requirements in their home state.

Can Jet help with public adjuster bonds in multiple states?

Yes. If you need public adjuster bonds in Wisconsin and other states, contact Jet at (855) 516-3348 or email [email protected] to discuss the states, license types, bond limits, and filing instructions needed.

Get the Bond Required for Your Wisconsin Public Adjuster Registration

Start your quote online and choose the Wisconsin Public Insurance Adjuster Bond that matches your registration requirement. Jet will provide the bond form and filing instructions after purchase.

Call: (855) 516-3348
Email: [email protected]

Get My Bond Quote

Notary Bond Application:

X

Business Information:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Employee Dishonesty Bond Application:

Business Information:

Business Description:

Coverage Requirements:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Contract Bond Application:

X

Business Information:

Owner Information:

Job Details:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Worker's Compensation Application:

X

Business Information:

Business Description:

Coverage Requirements

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information: