Washington public adjuster license bond

Washington Public Adjuster Bond Requirements, Cost & Filing Guide

Get the Washington Public Adjuster Bond required for licensing. Jet helps resident and non-resident public adjusters review the Washington bond requirement, compare price options, and receive filing instructions after purchase.

Washington requires public adjusters to file and maintain a $5,000 Public Adjuster Bond before a public adjuster license may be issued. The bond must be in favor of the people of the State of Washington and executed by an authorized corporate surety approved by the commissioner.

The Washington Office of the Insurance Commissioner states that both corporate and non-affiliated individual public adjusters, resident and non-resident, must file a $5,000 Public Adjuster bond. The bond must be in the name of the licensee.

Get My Washington Public Adjuster Bond Quote View Pricing Filing Instructions

Last updated: July 2026. Washington public adjuster bond requirements and filing instructions may change. Confirm final licensing instructions with the Washington Office of the Insurance Commissioner, NIPR, or your license application before filing.

Washington Public Adjuster Bond Quick Answers

Question Short Answer
Who needs a Washington Public Adjuster Bond? Washington resident and non-resident public adjusters need a $5,000 Public Adjuster Bond before a license may be issued.
Do business entities need the bond? Yes. Washington OIC states both corporate and non-affiliated individual public adjusters are required to file a $5,000 Public Adjuster bond.
What bond amount is required? Washington requires a $5,000 Public Adjuster Bond.
Does the bond amount increase with affiliates? No. Washington OIC states the amount does not change with additional affiliates.
Whose name should be on the bond? The bond must be in the name of the licensee.
Who is the obligee? The bond is in favor of the people of the State of Washington.
How much does the Washington bond cost? Jet lists the Washington Public Adjuster Bond at $10 monthly, $100 for one year, $175 for two years, or $250 for three years.
How long must the bond stay active? The bond must be filed before license issuance and maintained in force while the public adjuster is licensed.
Can the bond be continuous? Yes. Washington law allows the bond to be continuous in form, with total aggregate liability limited to $5,000.
Can the bond be cancelled? Yes. Washington law requires the surety to give the commissioner at least 30 days’ prior written notice before cancellation.
How is the bond filed? Submit the signed and sealed Public Adjuster Bond form with the Washington licensing application or as directed by the Washington OIC, NIPR, or the license application.
How do I buy the bond? Start a quote online, select Washington and Public Adjuster Bond, review the available term options, and follow the filing instructions provided after purchase.

Start My Washington Bond Quote

Washington Public Adjuster Bond Cost

The Washington Public Adjuster Bond cost depends on the required $5,000 bond amount and selected term length. Jet lists monthly and multi-year options for eligible public adjuster applicants.

Bond Type Bond Amount Monthly Option One-Year Option Two-Year Option Three-Year Option
Washington Public Adjuster Bond $5,000 $10 monthly $100 for a one-year term $175 for a two-year term $250 for a three-year term

Bond Amount vs Bond Cost

The bond amount is the maximum coverage required by Washington. The bond cost, also called the premium, is the price the public adjuster pays to purchase the bond. These are not the same thing.

Check My Washington Public Adjuster Bond Price

Which Washington Adjuster Bond Do I Need?

Washington’s public adjuster bond requirement applies to resident and non-resident public adjuster licensing. Use the exact licensee name shown on your Washington OIC, NIPR, or application paperwork when requesting your quote.

If Your License Type Is You Likely Need Bond Amount Start Quote
Resident Public Adjuster Individual Washington Public Adjuster Bond $5,000 Get Quote
Non-Resident Public Adjuster Individual Washington Public Adjuster Bond $5,000 Get Quote
Corporate Public Adjuster or Public Adjuster Business Entity Washington Public Adjuster Bond in the licensee name $5,000 Get Quote

Important: Washington OIC states the bond must be in the name of the licensee. The amount does not change with additional affiliates.

Not sure which bond applies? Contact Jet at (855) 516-3348 or [email protected] before starting your quote.

Get Your Washington Public Adjuster Bond Quote

Start your quote online and select Washington as the state. Then choose the Public Adjuster Bond that matches your license requirement.

  • Online quote request
  • Monthly, one-year, two-year, and three-year options for eligible applicants
  • Washington-specific filing instructions
  • Support for resident, non-resident, and corporate public adjusters
  • Licensee-name review before filing
  • Support for renewals and multi-state public adjuster bond needs

Start My Bond Quote

Have your state, license type, licensee name, business name when applicable, requested effective date, and licensing details ready.

Questions? Call (855) 516-3348 or email [email protected].

Online Quote
$5,000 Requirement
Filing Guidance
Renewal Support

Ready to Get Licensed?

Start your Washington Public Adjuster Bond quote online. Jet will help match the bond to the Washington public adjuster license requirement and provide filing instructions after purchase.

Need help? Call (855) 516-3348 or email [email protected].

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What You Need to Start a Washington Public Adjuster Bond Quote

1

Your State

Select Washington as the state where you are applying for or renewing your public adjuster license.

2

Your License Type

Choose Public Adjuster Bond and confirm whether the applicant is an individual, non-resident, or corporate public adjuster.

3

Licensee Name

Provide the exact name that must appear on the bond. Washington OIC states the bond must be in the name of the licensee.

Start My Washington Public Adjuster Bond Quote

Who Needs a Washington Public Adjuster Bond?

1

Resident Public Adjusters

Washington resident public adjusters must file the $5,000 Public Adjuster Bond before a license may be issued and maintain the bond while licensed.

2

Non-Resident Public Adjusters

Washington OIC states non-resident public adjusters are also required to file the $5,000 Public Adjuster Bond.

3

Corporate Public Adjusters

Washington OIC states corporate public adjusters must file a $5,000 Public Adjuster Bond, and the amount does not change with additional affiliates.

What Is the Purpose of a Washington Public Adjuster Bond?

A Washington Public Adjuster Bond is a license surety bond required before a public adjuster license may be issued. The bond is in favor of the people of the State of Washington and must be maintained while the public adjuster is licensed.

The bond is conditioned on the public adjuster conducting business under the license according to Washington law. It protects any person who may be damaged by the public adjuster’s violation of, or failure to comply with, Washington insurance laws.

Washington Public Adjuster Bond vs Insurance

The Washington Public Adjuster Bond protects others. It is not insurance for the public adjuster. If the surety pays a valid claim, the bonded public adjuster must reimburse the surety.

Washington Public Adjuster License Rules to Know

Washington licenses public adjusters through the Office of the Insurance Commissioner. Public adjusters represent insureds and must comply with Washington insurance license laws and rules.

  • The $5,000 Public Adjuster Bond must be filed before license issuance.
  • The bond must be maintained in force while the public adjuster is licensed.
  • The bond must be in favor of the people of the State of Washington.
  • The bond must be executed by an authorized corporate surety approved by the commissioner.
  • The bond may be continuous in form, and aggregate liability may be limited to $5,000.
  • The surety must give the commissioner at least 30 days’ prior written notice before cancellation.
  • Resident individual adjusters generally must complete continuing education before renewing, including ethics credit.

How the Washington Public Adjuster Bond Process Works

Start Your Quote Online

Enter basic information about the Washington public adjuster license and required $5,000 bond.

Review Your Price

Select monthly, one-year, two-year, or three-year terms when available.

Pay Online

Complete checkout and receive your receipt, bond form, and Washington filing instructions.

File the Bond

Submit the signed and sealed Public Adjuster Bond form with your Washington licensing application or as directed by OIC.

Who Files the Washington Public Adjuster Bond?

Washington public adjuster bond filing should follow the instructions provided by the Washington Office of the Insurance Commissioner, NIPR, and the applicant’s license application. The bond must be filed with the commissioner before the public adjuster license is issued and maintained while the public adjuster is licensed.

Washington Public Adjuster Bond Form

Washington OIC provides a Public Adjuster Bond form for this filing. The signed and sealed bond should match the licensee name, bond amount, effective date, and surety information required by the state.

Online Licensing

Washington OIC provides online licensing services, including NIPR Licensing Center access for getting and managing licenses. Follow the specific instructions shown in your Washington OIC, NIPR, or application workflow.

OIC Mailing Address

If Washington instructs you to mail licensing documents, use the address provided by OIC or your application. The live Jet page lists these OIC addresses:

Washington Office of the Insurance Commissioner
Capitol Campus Office
302 Sid Snyder Ave. SW, Suite 200
Olympia, WA 98501

Washington Office of the Insurance Commissioner
Tumwater Office
5000 Capitol Blvd. SE
Tumwater, WA 98501

Before Filing

Confirm that the licensee name, bond amount, effective date, bond form, and filing method match the Washington OIC application instructions. If the bond is for a corporate public adjuster, confirm the exact licensed entity name before filing.

Contact Jet at (855) 516-3348 or [email protected] and we can help confirm the filing method for your license.

Multi-State Public Adjusters

Working across state lines is common during catastrophe seasons and for national programs. Keep each public adjuster license organized so bonds and filing requirements do not lapse or get submitted incorrectly.

Bonds Are State Specific

Most states require a separate bond that matches the exact license name, bond form, filing authority, and principal information.

Filing Methods Vary

Some regulators accept electronic filing, while others require uploads, email submissions, mailed originals, or state-specific bond forms.

Pricing Varies by State

Each state limit and license type is priced separately. Do not assume that two states with similar limits will have the same premium.

Renewal Timing Matters

Keep bond and license renewal dates organized so the public adjuster license remains supported by an active bond.

Need Bonds in Multiple States?

If you need public adjuster bonds for Washington and other states, reach out to Jet to discuss the states, limits, filing methods, entity rules, and renewal timing needed for your licenses.

Call: (855) 516-3348
Email: [email protected]

How to Avoid a Washington Public Adjuster Bond Claim

  • Follow Washington insurance laws, license rules, and Office of the Insurance Commissioner requirements.
  • Maintain the $5,000 Public Adjuster Bond while licensed.
  • Make sure the bond remains in the exact name of the licensee.
  • Use clear written contracts and explain the public adjuster’s role, scope of work, and fee structure.
  • Maintain accurate claim files, communication logs, contracts, and accounting records.
  • Properly handle and account for claim-related funds received on behalf of an insured.
  • Avoid fraud, dishonesty, misrepresentation, unfair practices, and mishandling of settlement funds.
  • Respond promptly to policyholders, claimants, and the Washington Office of the Insurance Commissioner.
  • Renew or replace the bond before it terminates if the public adjuster license remains active.

What Happens if a Claim Is Filed?

Jet investigates, requests documents, and makes a decision. If the claim is valid, Jet pays up to the bond limit and then seeks reimbursement from the bonded principal under the indemnity agreement.

Read Jet’s Surety Bond Claims Guide

Want to Know More About Public Adjuster Bond Processes?

How to Renew My Bond

For annually purchased bonds, see Jet’s process to renew your public adjuster bond.

Read the Renewal Guide

How to Cancel My Bond

See the details surrounding cancelling your public adjuster bond.

Read the Cancellation Guide

Bond Claim Process

Find out what causes a claim and what happens after a claim is made.

Read the Claims Guide

More public adjuster bond information is available in Jet’s Public Adjuster Bonds guide.

Questions about renewals, cancellations, or claims? Contact Jet at (855) 516-3348 or [email protected].

Washington Public Adjuster Bond FAQ

What is a Washington Public Adjuster Bond?

A Washington Public Adjuster Bond is a license surety bond required before a public adjuster license may be issued. The bond is in favor of the people of the State of Washington.

Who needs a Washington Public Adjuster Bond?

Washington resident and non-resident public adjusters need a $5,000 Public Adjuster Bond. Washington OIC states both corporate and non-affiliated individual public adjusters are required to file the bond.

How much does a Washington Public Adjuster Bond cost?

Jet lists the Washington Public Adjuster Bond at $10 monthly, $100 for one year, $175 for two years, or $250 for three years.

What Washington public adjuster bond limit do I need?

Washington requires a $5,000 Public Adjuster Bond.

Does the Washington bond amount increase with affiliates?

No. Washington OIC states the $5,000 amount does not change with additional affiliates.

Whose name should be on the Washington Public Adjuster Bond?

The bond must be in the name of the licensee.

How do I buy a Washington Public Adjuster Bond online?

Start a quote online, select Washington and Public Adjuster Bond, review the available term options, and follow the filing instructions after purchase. For help, call Jet at (855) 516-3348 or email [email protected].

Is a Washington Public Adjuster Bond insurance?

No. A Washington Public Adjuster Bond is not insurance for the public adjuster. It protects others. If the surety pays a valid claim, the bonded public adjuster must reimburse the surety.

How is the Washington Public Adjuster Bond filed?

Submit the signed and sealed Public Adjuster Bond form with the Washington licensing application or as directed by the Washington Office of the Insurance Commissioner, NIPR, or the license application.

Where is the Washington Public Adjuster Bond filed?

Follow the instructions in the Washington OIC or NIPR application. If Washington instructs you to mail paperwork, use the address provided by OIC or the application.

Can the Washington Public Adjuster Bond be cancelled?

Yes. Washington law requires at least 30 days’ prior written notice to the commissioner before the surety cancels the bond.

Can Jet help with public adjuster bonds in multiple states?

Yes. If you need public adjuster bonds in Washington and other states, contact Jet at (855) 516-3348 or email [email protected] to discuss the states, license types, bond limits, and filing instructions needed.

Get the Bond Required for Your Washington Public Adjuster License

Start your quote online and choose the Washington Public Adjuster Bond that matches your license requirement. Jet will provide the bond form and filing instructions after purchase.

Call: (855) 516-3348
Email: [email protected]

Get My Bond Quote

Notary Bond Application:

X

Business Information:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Employee Dishonesty Bond Application:

Business Information:

Business Description:

Coverage Requirements:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Contract Bond Application:

X

Business Information:

Owner Information:

Job Details:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Worker's Compensation Application:

X

Business Information:

Business Description:

Coverage Requirements

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information: