Notary Bond Application:
X
Texas public insurance adjuster license bond
Texas Public Insurance Adjuster Bond Requirements, Cost & Filing Guide
Get the Texas Public Insurance Adjuster Bond required for licensing with the Texas Department of Insurance. Jet helps individual public insurance adjusters and public adjusting agencies review the $10,000 bond requirement, compare price options, and receive filing instructions after purchase.
Texas requires public insurance adjuster applicants to show proof of financial responsibility with a $10,000 or higher Public Insurance Adjuster Bond. TDI requires the bond to be uploaded to the Sircon application using Public Insurance Adjuster Bond Form FIN509 and a copy of the original bond form.
The applicant must be listed as the sole principal of the bond. For agencies, the exact agency name must be listed as the sole principal. TDI does not accept the use of a DBA for any public insurance adjuster or public adjusting firm.
Last updated: July 2026. Texas public insurance adjuster bond requirements and filing instructions may change. Confirm final licensing instructions with the Texas Department of Insurance, Sircon, or your license application before filing.
Texas Public Insurance Adjuster Bond Quick Answers
| Question | Short Answer |
|---|---|
| Who needs a Texas Public Insurance Adjuster Bond? | Texas resident, nonresident, and agency public insurance adjuster applicants must show proof of a $10,000 or higher surety bond as part of the licensing process. |
| What bond amount is required? | Texas requires a Public Insurance Adjuster Bond of $10,000 or more. |
| Who regulates Texas public insurance adjusters? | Texas public insurance adjusters are licensed by the Texas Department of Insurance. |
| How much does the Texas bond cost? | Jet lists the Texas Public Insurance Adjuster Bond at $5 monthly, $50 for one year, $88 for two years, or $125 for three years. |
| How is the bond filed? | Upload Public Insurance Adjuster Bond Form FIN509 and a copy of the original bond form to the Sircon application. |
| Who must be listed as principal? | The applicant must be listed as the sole principal. For an agency, the exact agency name must be listed as the sole principal. |
| Can I use a DBA? | No. TDI does not accept the use of a DBA for any public insurance adjuster or public adjusting firm. |
| Does an agency need a public insurance adjuster license? | Yes. Public adjusting agencies apply through Sircon and must provide a Texas DRLP, registration information, financial responsibility, and other application details. |
| Does each agency need a DRLP? | Yes. TDI requires a Texas designated responsible licensed producer, meaning at least one officer or active partner who holds a Texas public insurance adjuster license. |
| Does Texas offer temporary, emergency, or provisional public adjuster licenses? | No. TDI says temporary, emergency, and provisional permits are not offered for public insurance adjuster licenses. |
| Does Texas require an approved public adjuster contract? | Yes. Applicants must either upload a contract that meets Texas Administrative Code requirements or use TDI’s Public Insurance Adjuster Contract Form FIN535. |
| How do I buy the bond? | Start a quote online, select Texas and Public Adjuster Bond, review the available term options, and follow the filing instructions provided after purchase. |
Texas Public Insurance Adjuster Bond Cost
The Texas Public Insurance Adjuster Bond cost depends on the required $10,000 bond amount and selected term length. Jet lists monthly, one-year, two-year, and three-year options for eligible public insurance adjuster applicants.
| Bond Type | Bond Amount | Monthly Option | One-Year Option | Two-Year Option | Three-Year Option |
|---|---|---|---|---|---|
| Texas Public Insurance Adjuster Bond | $10,000 | $5 monthly | $50 for a one-year term | $88 for a two-year term | $125 for a three-year term |
Bond Amount vs Bond Cost
The bond amount is the minimum coverage required by Texas. The bond cost, also called the premium, is the price paid to purchase the bond. These are not the same thing.
Which Texas Public Insurance Adjuster Bond Do I Need?
Texas’s bond requirement applies to public insurance adjuster licensing. Use the exact applicant name and license type shown on your Texas Department of Insurance or Sircon application when requesting your quote.
| If Your License Type Is | You Likely Need | Bond Amount | Start Quote |
|---|---|---|---|
| Resident Public Insurance Adjuster | Texas Public Insurance Adjuster Bond, applicant listed as sole principal | $10,000 or more | Get Quote |
| Nonresident Public Insurance Adjuster | Texas Public Insurance Adjuster Bond, applicant listed as sole principal | $10,000 or more | Get Quote |
| Resident Public Insurance Adjuster Agency | Texas Public Insurance Adjuster Bond, exact agency name listed as sole principal | $10,000 or more | Ask Jet |
| Nonresident Public Insurance Adjuster Agency | Texas Public Insurance Adjuster Bond, exact agency name listed as sole principal | $10,000 or more | Ask Jet |
Important: TDI does not accept a DBA for Texas public insurance adjuster filings. Confirm the exact legal name that must appear on the bond before ordering.
Not sure which bond applies? Contact Jet at (855) 516-3348 or [email protected] before starting your quote.
Get Your Texas Public Insurance Adjuster Bond Quote
Start your quote online and select Texas as the state. Then choose the Public Adjuster Bond that matches your public insurance adjuster license or agency requirement.
- Online quote request
- Monthly, one-year, two-year, and three-year options for eligible applicants
- Pricing starting at $5 monthly or $50 for a one-year term
- Texas-specific filing instructions
- $10,000 bond requirement guidance
- Support for individual and agency filings
- FIN509 bond form guidance
- Sircon upload guidance
- Support for multi-state public adjuster bond needs
Have your state, applicant type, legal name, agency name when applicable, requested effective date, and licensing paperwork ready.
Questions? Call (855) 516-3348 or email [email protected].
Ready to Get Licensed?
Start your Texas Public Insurance Adjuster Bond quote online. Jet will help match the bond to the Texas public insurance adjuster license or agency requirement and provide filing instructions after purchase.
Need help? Call (855) 516-3348 or email [email protected].
What You Need to Start a Texas Public Insurance Adjuster Bond Quote
1
Your State
Select Texas as the state where you are applying for or renewing your public insurance adjuster license or agency license.
2
Your License Type
Confirm whether the applicant is an individual resident, individual nonresident, resident agency, or nonresident agency.
3
Exact Legal Name
Provide the exact legal name that must appear as sole principal on the bond. Do not use a DBA.
Who Needs a Texas Public Insurance Adjuster Bond?
1
Resident Public Insurance Adjusters
Texas resident public insurance adjuster applicants must apply through Sircon, meet examination and fingerprinting requirements, identify the client contract they will use, and upload proof of the $10,000 or higher bond.
2
Nonresident Public Insurance Adjusters
Nonresident public insurance adjusters with an active license in good standing in their home state may apply through Sircon and must upload proof of the $10,000 or higher bond.
3
Public Insurance Adjuster Agencies
Texas resident and nonresident public adjusting agencies must apply through Sircon, provide a Texas DRLP, identify the contract they will use, and upload a bond with the exact agency name listed as sole principal.
What Is the Purpose of a Texas Public Insurance Adjuster Bond?
A Texas Public Insurance Adjuster Bond is a license surety bond used to show financial responsibility for a Texas public insurance adjuster license or agency license.
Texas law and administrative rules require proof of financial responsibility so public insurance adjusters can be licensed to represent insureds with property claims. The bond supports compliance with Texas Insurance Code Chapter 4102 and related Department rules.
Texas Public Insurance Adjuster Bond vs Insurance
The Texas Public Insurance Adjuster Bond is not insurance for the adjuster. It protects others and supports compliance with Texas licensing law. If the surety pays a valid claim, the bonded principal must reimburse the surety.
Texas Public Insurance Adjuster License Rules to Know
Texas public insurance adjusters are licensed by the Texas Department of Insurance under Texas Insurance Code Chapter 4102. Applicants and licensees should follow TDI, Sircon, FIN509, contract, renewal, and conduct requirements.
- A public insurance adjuster acts on behalf of an insured in negotiating, effecting settlement, investigating, settling, adjusting, advising, or assisting with certain property insurance claims.
- Resident, nonresident, and agency applicants apply online through Sircon.
- Applicants must show proof of financial responsibility with a surety bond of $10,000 or more.
- The bond must list the applicant as the sole principal.
- For agencies, the exact agency name must be listed as the sole principal.
- TDI does not accept a DBA for public insurance adjusters or public adjusting firms.
- Applicants must upload Public Insurance Adjuster Bond Form FIN509 and a copy of the original bond form to the Sircon application.
- Applicants must identify the contract they will use with clients.
- Agencies must provide a Texas DRLP, at least one officer or active partner who holds a Texas public insurance adjuster license.
- Temporary, emergency, and provisional permits are not offered for public insurance adjuster licenses.
Texas Public Insurance Adjuster Contract Notes
Texas requires public insurance adjusters to use a written contract on a form approved by the commissioner. The contract must be executed in duplicate by the license holder and the insured or the insured’s authorized representative.
The contract must include a provision allowing the client to rescind the contract by written notice within 72 hours of signature and must include the required notice stating, “WE REPRESENT THE INSURED ONLY.”
TDI’s application instructions allow applicants to either upload a contract they developed if it meets Texas Administrative Code requirements or indicate in the Sircon application that they will use TDI’s Public Insurance Adjuster Contract Form FIN535.
Contract note: The public insurance adjuster commission may not exceed 10% of the amount of the insurance settlement on the claim.
Texas Bond Form Notes
TDI requires the Public Insurance Adjuster Bond Form FIN509 and a copy of the original bond form to be uploaded to the Sircon application. The applicant must be listed as the sole principal of the bond.
For agencies, the exact agency name must appear as the sole principal. Do not use a DBA. Confirm the name, bond amount, effective date, signature, seal when required, Power of Attorney, and application type before filing.
How the Texas Public Insurance Adjuster Bond Process Works
Start Your Quote Online
Enter basic information about the Texas public insurance adjuster license and required $10,000 bond.
Review Your Price
Select monthly, one-year, two-year, or three-year terms when available.
Pay Online
Complete checkout and receive your receipt, bond form, Power of Attorney, and Texas filing instructions.
Upload to Sircon
Upload FIN509 and a copy of the original bond form to your Sircon application as instructed by TDI.
Who Files the Texas Public Insurance Adjuster Bond?
Texas public insurance adjuster bond filing should follow TDI and Sircon application instructions. TDI currently says applicants must upload Public Insurance Adjuster Bond Form FIN509 and a copy of the original bond form to the Sircon application.
Online Filing Through Sircon
Apply through Sircon and upload the required bond documents in the public insurance adjuster application workflow. The bond should list the correct applicant as the sole principal and should match the application name exactly.
TDI Contact Information
Texas Department of Insurance
Agent and Adjuster Licensing
Phone: (512) 676-6500
Email: [email protected]
Mailing Address if TDI Specifically Requests Paper Documents
Texas Department of Insurance
PO Box 149104
Austin, TX 78714
Before Filing
Confirm that the applicant name, agency name when applicable, bond amount, effective date, sole principal name, FIN509 form, copy of the original bond, Power of Attorney, and Sircon filing workflow match TDI instructions.
Contact Jet at (855) 516-3348 or [email protected] and we can help confirm the filing method for your license.
Popular Public Adjuster Bond State Guides
Multi-State Public Adjusters
Working across state lines is common during catastrophe seasons and for national programs. Keep each public adjuster license organized so bonds, online filing requirements, agency filings, contract forms, fingerprints, and renewal requirements do not lapse or get submitted incorrectly.
Bonds Are State Specific
Most states require a separate bond that matches the exact license name, bond form, filing authority, and principal information.
Filing Methods Vary
Some regulators accept uploads, while others require email submissions, mailed originals, or state-specific bond forms.
Pricing Varies by State
Each state limit and license type is priced separately. Do not assume that two states with similar limits will have the same premium.
Renewal Timing Matters
Track license and bond requirements so the public adjuster license remains supported by an active bond.
Need Bonds in Multiple States?
If you need public adjuster bonds for Texas and other states, reach out to Jet to discuss the states, limits, filing methods, entity rules, and renewal timing needed for your licenses.
Call: (855) 516-3348
Email: [email protected]
How to Avoid a Texas Public Insurance Adjuster Bond Claim
- Follow Texas Insurance Code Chapter 4102 and Texas Department of Insurance public insurance adjuster instructions.
- Maintain the required $10,000 or higher Public Insurance Adjuster Bond while licensed.
- Make sure the bond lists the applicant or exact agency name as sole principal.
- Do not use a DBA on the public insurance adjuster or public adjusting firm bond filing.
- Upload FIN509 and a copy of the original bond form to Sircon when required.
- Use a commissioner-approved public insurance adjuster contract.
- Include the required 72-hour rescission provision and “WE REPRESENT THE INSURED ONLY” notice in the contract.
- Do not collect a commission that exceeds 10% of the amount of the insurance settlement on the claim.
- Do not sign or endorse a payment draft or check on behalf of an insured.
- Do not participate directly or indirectly in the reconstruction or repair of damaged property that is the subject of a claim you adjusted.
- Keep accurate claim files, contracts, communications, settlement records, and fee records.
- Renew the license and bond on time and respond promptly to TDI requests.
What Happens if a Claim Is Filed?
Jet investigates, requests documents, and makes a decision. If the claim is valid, Jet pays up to the bond limit and then seeks reimbursement from the bonded principal under the indemnity agreement.
Want to Know More About Public Adjuster Bond Processes?
More public adjuster bond information is available in Jet’s Public Adjuster Bonds guide.
Questions about renewals, cancellations, or claims? Contact Jet at (855) 516-3348 or [email protected].
Texas Public Insurance Adjuster Bond FAQ
What is a Texas Public Insurance Adjuster Bond?
A Texas Public Insurance Adjuster Bond is a license surety bond used to show proof of financial responsibility for a Texas public insurance adjuster license or public adjusting agency license.
Who needs a Texas Public Insurance Adjuster Bond?
Resident public insurance adjusters, nonresident public insurance adjusters, resident agencies, and nonresident agencies must provide proof of a $10,000 or higher bond as part of the Texas licensing process.
How much does a Texas Public Insurance Adjuster Bond cost?
Jet lists the Texas Public Insurance Adjuster Bond at $5 monthly, $50 for one year, $88 for two years, or $125 for three years.
What Texas public insurance adjuster bond limit do I need?
Texas requires a Public Insurance Adjuster Bond of $10,000 or more.
Can I use a DBA on the Texas Public Insurance Adjuster Bond?
No. TDI does not accept the use of a DBA for any public insurance adjuster or public adjusting firm.
Who should be listed as principal on the Texas Public Insurance Adjuster Bond?
The applicant must be listed as the sole principal. For agencies, the exact agency name must be listed as the sole principal.
How do I buy a Texas Public Insurance Adjuster Bond online?
Start a quote online, select Texas and Public Adjuster Bond, review the available term options, and follow the filing instructions after purchase. For help, call Jet at (855) 516-3348 or email [email protected].
Is a Texas Public Insurance Adjuster Bond insurance?
No. A Texas Public Insurance Adjuster Bond is not insurance for the adjuster. It protects others and supports compliance with Texas licensing law. If the surety pays a valid claim, the bonded principal must reimburse the surety.
How is the Texas Public Insurance Adjuster Bond filed?
TDI says applicants must upload Public Insurance Adjuster Bond Form FIN509 and a copy of the original bond form to the Sircon application.
Where is the Texas Public Insurance Adjuster Bond mailed?
Current TDI guidance emphasizes uploading the bond documents to Sircon. If TDI specifically requests paper documents, use the mailing instructions provided by TDI or the application. The mailing address shown on Jet’s prior page is Texas Department of Insurance, PO Box 149104, Austin, TX 78714.
Does Texas require an approved public insurance adjuster contract?
Yes. Applicants must either upload a contract that meets Texas Administrative Code requirements or indicate on the Sircon application that they will use TDI’s Public Insurance Adjuster Contract Form FIN535.
Does Texas offer temporary public insurance adjuster licenses?
No. TDI says temporary, emergency, and provisional permits are not offered for public insurance adjuster licenses.
Can Jet help with public adjuster bonds in multiple states?
Yes. If you need public adjuster bonds in Texas and other states, contact Jet at (855) 516-3348 or email [email protected] to discuss the states, license types, bond limits, and filing instructions needed.
Get the Bond Required for Your Texas Public Insurance Adjuster License
Start your quote online and choose the Texas Public Insurance Adjuster Bond that matches your license or agency requirement. Jet will provide the bond form and filing instructions after purchase.
Call: (855) 516-3348
Email: [email protected]