A Wage and Welfare Bond is required for all individual contractors and contracting companies that choose to employ Ohio local union members of the United Association of Plumbers, Fitters, Welders, and Service Technicians (UA) for plumbing, pipefitting, or mechanical equipment technician service work.
Jet Insurance Company provides each Ohio Wage and Welfare Bond to contractors as an assurance to local unions of the UA and their members that agreed upon contractual obligations will be upheld. This includes the payment of all wages, benefits, and welfare funds. If a breach of contract occurs, the surety bond acts as a financial guarantee for the damaged party.
At Jet, rates for Wage and Welfare Bonds will typically be a small percentage of the bond limit and based on a soft credit check of the applicant. For example, preferred tier applicants of a $10,000 bond limit can pay as low as $250 annually. Take a look at Jet’s price chart below for various bond amounts and our offered preferred tier rates.
Bond Limit | Cost |
---|---|
$10,000 | $250 |
$20,000 | $400 |
$50,000 | $1,000 |
Jet’s underwriters may require additional information from applicants seeking bond limits over a $10,000 amount. This extra step may include a review at the applicant’s business financials. An approved rate will be sent over to you once our review has been completed, and your bond can be purchased right then and there.
In the chart below, Jet has listed all Ohio local unions under the jurisdiction of the United Association, as well as their address and contact information. You can also find the type of wage and welfare surety bond needed, with the required bond limit, for each local union listed.
Local Union Address & Contact Information | Bond Name | Bond Limit |
---|---|---|
Pipefitters Local Union 50 7570 Caple Blvd. Northwood, OH 43619 419-662-5456 | Employer’s Fringe Benefits Bond | Custom Limit |
Plumbers and Pipefitters Local Union 189 1250 Kinnear Road Columbus, OH 614-486-2912 | Negligent work, improper work, or breach of contract | $5,000 Limit |
Plumbers Local Union 55 980 Keynote Circle Cleveland, OH 44131 216-459-0099 | Bond by Contractor to Secure Payment of Wages and Welfare Benefits | $20,000 Limit |
Plumbers and Pipefitters Local Union 162 1200 East 2nd Street Dayton, OH 45403 937-222-8747 | Two Bonds Required: Bond by Contractor to Secure Fringe Benefits Bond by Contractor to Secure Payment of Dues, Building Funds, and Employer Savings | $10,000 Limit $10,000 Limit |
Plumbers and Pipefitters Local Union 219 1655 Brittain Road Akron, OH 44310 330-253-9166 | Bond by Contractor to Secure Payment of Wages, Health and Welfare Benefits, Pension Plan, Vacation, Holiday Fund, Authorized Dues Deduction, Industry Fund, Labor Relations Division Fund, and Apprenticeship Fund | $5,000 or $10,000 Limit Bond limit depends on the amount of union members hired |
Plumbers and Pipefitters Local Union 94 3919 13th St. SW Canton, OH 44710 330-478-1864 | Bond by Contractor to Secure Payment of Wages, Dues and Contributions and Payments to Health and Welfare Fund, Pension and Retirement Funds, Statement Savings Plan, Holiday Fund, Apprenticeship Fund and Other Employee Benefit Funds and Programs | Custom Bond Limit |
Plumbers, Pipefitters, and Mechanical Equipment Services Local Union 392 1228 Central Parkway, Suite 200 Cincinnati, OH 45202 513-241-1760 | Fringe Benefits and Employee Authorized Deductions Bond | Custom Bond Limit |
Custom bond limits are typically based on the number of union members you are hiring or the estimated cost of covering union members wages and welfare benefits. You will need to contact the local union office to receive an approved required bond limit.
Our bond applications can be done over the phone with a Jet team member or completely online. The application will ask for some general information such as your contact details, required bond limit, name of the local union, and social security number of the hiring contractor (or one of the owners). A soft credit check will be run to get you an approved rate ? no need to worry, this process is quick and won't affect your credit score. Once your application has been submitted and reviewed, Jet will send you over an approved rate that is ready for immediate purchase. Simply make payment and receive an emailed copy of your bond and receipt right away.
As for the filing of the Ohio Wage and Welfare Bond, Jet can take care of this step for you to the appropriate location! However, if you would prefer to file the bond yourself, this option can be selected upon checkout. The original, signed and sealed surety bond must be filed with the appropriate union office (addresses can be found listed in the chart above).
If you are in need of further details, the United Association’s main address and contact information can be found below.
United Association
Three Park Place
Annapolis, MD 21401
410-269-2000
For signatory contractors Ohio Wage and Welfare Bonds are continuous and must be renewed if you wish to continue employment of local union members. Jet makes this process simple and will send you a renewal invoice via mail and email before your bond term expiration date hits. All you have to do is fulfill payment and you're set for another term with Jet and the local union.
If for any reason you need to cancel your bond, you can do this with Jet by sending a written cancellation request to [email protected]. Each Ohio Wage and Welfare Bond requires the surety provider (Jet) to send a bond termination notice to the local union office where the bond was originally filed. Once received, liability of the bond will be released within a set grace period of the notice (the liability period can typically be found listed on the actual bond form). Contractors hiring laborers for a specific project can purchase the bond for that one job, however the bond cannot be cancelled if the project is under a one year term.
All of the bonds listed above require a standard 30-day liability period with one exception to this rule. The Ohio Local Union 392’s Fringe Benefits and Employee Authorized Deductions Bond requires a 60-day liability period instead.
Regarding refunds, a Jet team member will review your bond for any unused premium once cancellation is requested. If any is available, a refund will be immediately sent to you as soon as your bond is past the liability period and has been officially cancelled.
If you ever need to update your bond limit or simply have a question, you can send us a quick message to the email listed above or call us at 855-296-2663 any time.
The United Association of Plumbers, Fitters, Welders, and Service Technicians requires Ohio contractors and contracting companies to acquire the necessary Wage and Welfare Bond to ensure the protection of their local union members. This protection includes the assurance that all earned wages and agreed upon welfare benefits will be honored and paid in full on time.
Some of these contractual obligations include the payment of:
Failure to fulfill any of the above union obligations may result in civil action and/or a claim on your Wage and Welfare Bond. These actions can come from the employed union member themselves, the local union in charge, or from both damaged parties. The bond will cover any financial losses endured by the employee and possibly the local union including legal fees.
A fool proof way to avoid penalties such as a costly bond claim is to simply meet all contractual obligations with the local union and rightfully pay your employees for the work they do. Check your union agreement for timelines to make payments. Be forthright if there may be a cash shortfall, heaven knows project owners aren’t the best at making timely payments.
If you receive a bond claim notice, immediately contact Jet with all available information and documentation. Jet’s team will need this info for our own review and investigation of the accused contract violation.
Should the claim be justified, Jet is obligated per the Wage and Welfare Bond form to make payment to the damaged party (claim payouts may not exceed the bond limit). You are held responsible for your actions and will ultimately be required to reimburse Jet (or any surety company) for the claim amount paid on your behalf. An omission to do so will lead to future difficulties in obtaining surety bonds in Ohio, which are commonly required by local unions and various contractor industries.
Some UA local unions in Ohio do not specify online if a surety bond is mandated. Jet recommends all contractors who wish to hire members from such unions to call their offices in order to confirm any requirements in question. If they do in fact require a surety bond, just let us know and we can provide our bond services at an affordable price!
The UA’s Ohio local unions can be found listed below.