Notary Bond Application:
X
North Carolina mortgage license surety bonds
North Carolina Mortgage License Bonds
North Carolina mortgage brokers, mortgage lenders, mortgage servicers, reverse mortgage lenders, exclusive mortgage brokers, and mortgage loan originators may need surety bond coverage for licensing or authorization with the North Carolina Office of the Commissioner of Banks. Jet Insurance Company helps North Carolina mortgage professionals quote, purchase, renew, replace, and manage the bond required for their NMLS filing or state authorization.
Use this page to compare North Carolina Mortgage Broker, Mortgage Lender, Mortgage Servicer, Reverse Mortgage Lender, Mortgage Loan Originator coverage, and Mortgage Broker, Lender and/or Servicer bond requirements, view Jet pricing, and get filing support for your North Carolina mortgage license.
Need help? Call (855) 516-3348 or email [email protected].
Last updated: July 2026. North Carolina mortgage bond requirements can change. Confirm the final license type, authorization, bond amount, filing method, and NMLS or North Carolina Commissioner of Banks checklist before filing.
North Carolina Mortgage Bond Quick Answers
Which bonds are covered?
This page covers North Carolina Mortgage Broker Bonds, Mortgage Lender Bonds, Mortgage Servicer Bonds, Reverse Mortgage Lender Bonds, Mortgage Loan Originator Bond Coverage, and Mortgage Broker, Lender and/or Servicer Bonds.
Who regulates these licenses?
The North Carolina Office of the Commissioner of Banks regulates mortgage brokers, mortgage lenders, mortgage servicers, reverse mortgage lenders, mortgage loan originators, and mortgage origination support registrants.
What are common limits?
Mortgage broker bonds are $75,000, $125,000, or $250,000. Mortgage lender and mortgage servicer bonds are $150,000, $250,000, or $500,000. Reverse mortgage lender bonds are $100,000.
How do I get help?
Call (855) 516-3348 or email [email protected].
Choose Your North Carolina Mortgage License Bond
The correct North Carolina mortgage bond depends on whether the company is licensed as a mortgage broker, mortgage lender, mortgage servicer, exclusive mortgage broker, reverse mortgage lender, or a business with combined mortgage activity. North Carolina’s standard mortgage bond amount increases based on residential mortgage loan origination and servicing volume in North Carolina during the 12-month period ending December 31. Reverse mortgage lenders have a separate $100,000 bond requirement for reverse mortgage authorization.
Mortgage Broker Bond
For North Carolina mortgage brokers and exclusive mortgage brokers that broker, arrange, solicit, negotiate, or accept applications for residential mortgage loans secured by North Carolina real estate.
Bond limits: $75,000, $125,000, or $250,000 based on North Carolina origination or broker volume
Starting price: $375 for one year or $38 monthly for the $75,000 bond.
Mortgage Lender Bond
For North Carolina mortgage lenders that close, advance funds, offer to advance funds, or commit to advance funds for residential mortgage loans secured by North Carolina real estate.
Bond limits: $150,000, $250,000, or $500,000 based on North Carolina origination volume
Starting price: $749 for one year or $75 monthly for the $150,000 bond.
Mortgage Servicer Bond
For North Carolina mortgage servicers that collect or receive payments from borrowers, work on loss mitigation or loan modification decisions, or finalize collection through foreclosure, forfeiture, repossession, or reverse mortgage servicing.
Bond limits: $150,000, $250,000, or $500,000 based on North Carolina servicing volume
Starting price: $749 for one year or $75 monthly for the $150,000 bond.
Reverse Mortgage Lender Bond
For North Carolina mortgage lenders that request authorization to engage in reverse mortgage lending. NCCOB requires a separate Reverse Mortgage Lender Bond with the authorization request.
Bond limit: $100,000
Starting price: $499 for one year or $50 monthly.
Mortgage Loan Originator Bond Coverage
North Carolina requires each mortgage loan originator to be covered by a surety bond through employment with a mortgage lender or mortgage broker, except for MLOs employed by registrants.
Common coverage: Covered by the licensed mortgage broker or mortgage lender company bond
Company bond limits: $75,000 to $250,000 for brokers; $150,000 to $500,000 for lenders
Broker, Lender and/or Servicer Bond
For businesses whose NMLS checklist references broader North Carolina mortgage authority or multiple mortgage activities.
Bond limits: $75,000 to $500,000 depending on authority, plus $100,000 if reverse mortgage authorization is needed
Starting price: $375 for one year for a $75,000 broker bond.
Important: A North Carolina mortgage lender that also requests reverse mortgage authorization may need both the standard North Carolina Mortgage Lender Bond and the separate $100,000 Reverse Mortgage Lender Bond. Confirm the required filings with NCCOB and the current NMLS checklist before ordering.
North Carolina Mortgage License Bond Pricing
Jet pricing below follows the same mortgage bond pricing method used on the other state pages, with a $79 minimum one-year premium. The one-year price is generally 0.5% of the bond limit. If the calculated one-year price ends in zero, Jet subtracts $1 before calculating multi-year options. The two-year price is 1.75 times the one-year price, and the three-year price is 2.5 times the one-year price. Monthly pricing is 10% of the one-year price, rounded when needed.
| Bond Limit | Common North Carolina Use | Monthly | 1 Year | 2 Years | 3 Years |
|---|---|---|---|---|---|
| $75,000 | Mortgage Broker Bond at application or low-volume broker tier | $38 | $375 | $656 | $938 |
| $100,000 | Reverse Mortgage Lender Bond | $50 | $499 | $873 | $1,248 |
| $125,000 | Mortgage Broker Bond for $10,000,000.01 to $49,999,999.99 in North Carolina volume | $63 | $625 | $1,094 | $1,563 |
| $150,000 | Mortgage Lender or Mortgage Servicer Bond at application or low-volume lender/servicer tier | $75 | $749 | $1,311 | $1,873 |
| $250,000 | Mortgage Broker Bond for $50,000,000 or more, or Lender/Servicer Bond for $10,000,000.01 to $49,999,999.99 | $125 | $1,249 | $2,186 | $3,123 |
| $500,000 | Mortgage Lender or Mortgage Servicer Bond for $50,000,000 or more in North Carolina volume | $250 | $2,499 | $4,373 | $6,248 |
Pricing shown is preferred-tier pricing and may vary based on underwriting approval, bond form, selected term, effective date, final required bond amount, and license requirements.
Get North Carolina Mortgage Bond Pricing
Start a quote online and select the North Carolina bond that matches your license, authorization, or NMLS checklist. Jet can help confirm whether you need a Mortgage Broker Bond, Mortgage Lender Bond, Mortgage Servicer Bond, Reverse Mortgage Lender Bond, Mortgage Loan Originator coverage, or Mortgage Broker, Lender and/or Servicer Bond.
Questions? Call (855) 516-3348 or email [email protected].
North Carolina Mortgage Bond Requirements
North Carolina requires mortgage lenders, mortgage brokers, exclusive mortgage brokers, and mortgage servicers to post a surety bond with the Commissioner at application. Standard bond amounts increase based on North Carolina residential mortgage loan origination and servicing volume during the 12-month period ending December 31. Increased bonds are due on or before May 31 following the end of that December 31 period. A mortgage lender requesting reverse mortgage authorization must also submit a separate $100,000 Reverse Mortgage Lender Bond.
| North Carolina License or Authority | Bond Amount | How the Amount Works | Quote |
|---|---|---|---|
| Mortgage Broker | $75,000, $125,000, or $250,000 | Based on North Carolina residential mortgage loan origination or broker volume in the 12-month period ending December 31. | Get Quote |
| Exclusive Mortgage Broker | $75,000, $125,000, or $250,000 | Uses the mortgage broker bond schedule, unless the Commissioner or NMLS checklist shows another requirement. | Get Quote |
| Mortgage Lender | $150,000, $250,000, or $500,000 | Based on North Carolina residential mortgage loan origination volume in the 12-month period ending December 31. | Get Quote |
| Mortgage Servicer | $150,000, $250,000, or $500,000 | Based on North Carolina residential mortgage servicing volume in the 12-month period ending December 31. | Get Quote |
| Reverse Mortgage Lender | $100,000 | Required for a mortgage lender that requests authorization to engage in reverse mortgage lending in North Carolina. | Get Quote |
| Mortgage Loan Originator Coverage | Covered through mortgage lender or mortgage broker company bond when eligible | Each MLO must be covered through employment with a mortgage lender or mortgage broker, except MLOs employed by registrants. | Get Help |
| Mortgage Broker, Lender and/or Servicer | $75,000 to $500,000 depending on authority; reverse mortgage authorization requires $100,000 | Use the broker schedule for broker authority, the lender/servicer schedule for lender or servicer authority, and the separate reverse mortgage bond for reverse mortgage authorization. | Get Quote |
Filing note: North Carolina mortgage licensing is handled through NMLS. Confirm the exact bond amount, bond form, electronic surety bond status, reverse mortgage authorization requirements, and filing instructions on the current North Carolina NMLS checklist and NCCOB forms before ordering or filing the bond.
North Carolina Mortgage Bond Amounts
North Carolina uses one schedule for mortgage brokers and exclusive mortgage brokers, and a separate schedule for mortgage lenders and mortgage servicers. Reverse mortgage lenders have a separate $100,000 bond requirement. Use the schedule that matches the company’s North Carolina authority and the 12-month North Carolina volume ending December 31.
| Application, Authorization, Origination, or Servicing Volume | Mortgage Broker Bond | Mortgage Lender or Mortgage Servicer Bond | Reverse Mortgage Lender Bond | Jet 1-Year Price |
|---|---|---|---|---|
| With application or $10,000,000 or less | $75,000 | $150,000 | Not applicable unless reverse mortgage authorization is requested | $375 broker / $749 lender or servicer |
| $10,000,000.01 to $49,999,999.99 | $125,000 | $250,000 | Not applicable unless reverse mortgage authorization is requested | $625 broker / $1,249 lender or servicer |
| $50,000,000 or more | $250,000 | $500,000 | Not applicable unless reverse mortgage authorization is requested | $1,249 broker / $2,499 lender or servicer |
| Reverse mortgage authorization request | Not applicable | Standard mortgage lender bond may still be required separately | $100,000 | $499 reverse mortgage lender bond |
Volume note: Any increased surety bond required by North Carolina must be filed with the Commissioner on or before May 31 immediately following the end of the 12-month December 31 period. Reverse mortgage authorization requires its own $100,000 bond.
North Carolina Mortgage Broker Bond
The North Carolina Mortgage Broker Bond applies to companies that, for compensation or gain, accept or offer to accept an application for a mortgage loan, solicit or offer to solicit a mortgage loan, negotiate loan terms or conditions, or issue mortgage loan commitments or rate guarantee agreements for North Carolina residential real estate.
License Type
North Carolina Mortgage Broker License or Exclusive Mortgage Broker authority.
Bond Limits
$75,000, $125,000, or $250,000 based on North Carolina origination volume.
Starting Price
$375 for one year or $38 monthly for the $75,000 bond.
Use this option when the North Carolina or NMLS checklist references mortgage broker authority, exclusive mortgage broker authority, brokered loans, or a North Carolina mortgage broker bond.
North Carolina Mortgage Lender Bond
The North Carolina Mortgage Lender Bond applies to companies that, for compensation or gain, close a mortgage loan, advance funds, offer to advance funds, or make a commitment to advance funds to a borrower on residential real property located in North Carolina.
License Type
North Carolina Mortgage Lender License.
Bond Limits
$150,000, $250,000, or $500,000 based on North Carolina origination volume.
Starting Price
$749 for one year or $75 monthly for the $150,000 bond.
Use this option when the North Carolina or NMLS checklist references mortgage lender authority, funded loans, mortgage lending, or a North Carolina mortgage lender bond.
North Carolina Reverse Mortgage Lender Bond
The North Carolina Reverse Mortgage Lender Bond applies to licensed mortgage lenders that request authorization to engage in reverse mortgage lending. NCCOB requires the mortgage lender to add reverse mortgages as a business activity in NMLS and include the appropriate surety bond with the authorization request.
Authorization Type
North Carolina Reverse Mortgage Lender authorization for a licensed mortgage lender.
Bond Limit
$100,000.
Jet Pricing
$499 for one year, $50 monthly, $873 for two years, or $1,248 for three years.
This bond is separate from the standard North Carolina Mortgage Lender Bond required under the North Carolina SAFE Act. A lender that makes regular mortgage loans and reverse mortgage loans should confirm whether both bonds are required for its license and authorization.
North Carolina Mortgage Servicer Bond
The North Carolina Mortgage Servicer Bond applies to mortgage servicers that collect or receive payments from borrowers under residential mortgage loan terms, assist with loss mitigation or loan modification decisions, collect fees, or finalize collection through foreclosure, forfeiture, repossession, or reverse mortgage servicing.
License Type
North Carolina Mortgage Servicer License.
Bond Limits
$150,000, $250,000, or $500,000 based on North Carolina servicing volume.
Starting Price
$749 for one year or $75 monthly for the $150,000 bond.
Use this option when the North Carolina or NMLS checklist references mortgage servicing, servicing volume, loss mitigation activity, reverse mortgage servicing, or a North Carolina mortgage servicer bond.
North Carolina Mortgage Loan Originator Bond Coverage
North Carolina requires each mortgage loan originator to be covered by a surety bond through employment with a mortgage lender or mortgage broker, except for mortgage loan originators employed by registrants. The company bond must provide coverage for each covered mortgage loan originator employed by the mortgage lender or mortgage broker.
License Type
North Carolina Mortgage Loan Originator License.
How Coverage Works
Coverage is commonly provided by the licensed mortgage broker or lender company bond when the MLO is employed by that licensee.
Company Bond Limits
$75,000 to $250,000 for brokers and $150,000 to $500,000 for lenders.
Before ordering separate MLO coverage, confirm whether the MLO is covered under the licensed company’s North Carolina mortgage broker or lender bond and sponsorship relationship.
North Carolina Mortgage Origination Support Registrant Note
North Carolina’s 2025 SAFE Act modernization added and updated terminology for mortgage origination support registrants. Mortgage origination support registrants can sponsor and employ licensed mortgage loan originators to control and supervise registrant loan processors or underwriters. Bond coverage should be confirmed against the current NMLS checklist and NCCOB instructions for the specific registrant record.
Registration Type
North Carolina Mortgage Origination Support Registrant.
MLO Relationship
Registrants may sponsor and employ licensed MLOs to supervise loan processors or underwriters.
Confirm Before Filing
Use the NMLS checklist and NCCOB guidance to confirm whether a bond is required for the specific registrant record.
North Carolina Mortgage Broker, Lender and/or Servicer Bond
The North Carolina Mortgage Broker, Lender and/or Servicer Bond option is for mortgage businesses whose NMLS or Commissioner of Banks requirement references broader mortgage authority. The correct bond depends on whether the company is licensed as a mortgage broker, mortgage lender, mortgage servicer, exclusive mortgage broker, reverse mortgage lender, or combined mortgage company.
Authority Type
North Carolina mortgage broker, mortgage lender, mortgage servicer, reverse mortgage lender, exclusive mortgage broker, mortgage company, or MLO sponsor authority.
Common Bond Limits
$75,000 to $250,000 for broker bonds, $150,000 to $500,000 for lender or servicer bonds, and $100,000 for reverse mortgage authorization.
Starting Price
$375 for one year for a $75,000 broker bond, $499 for one year for a $100,000 reverse mortgage lender bond, or $749 for one year for a $150,000 lender or servicer bond.
Use this option when the North Carolina or NMLS requirement references mortgage broker, mortgage lender, mortgage servicer, reverse mortgage lender, MLO coverage, or combined mortgage activity rather than a narrower bond title.
North Carolina Mortgage Bond Comparison
North Carolina mortgage bond requirements depend on the company’s license type, North Carolina origination or servicing volume, reverse mortgage authorization status, and whether MLO coverage is handled through a licensed company bond.
| Requirement | Regulator | Bond Amount | Main Filing Point |
|---|---|---|---|
| Mortgage Broker Bond | North Carolina Office of the Commissioner of Banks | $75,000, $125,000, or $250,000 based on North Carolina volume | NMLS company license record |
| Exclusive Mortgage Broker Bond | North Carolina Office of the Commissioner of Banks | $75,000, $125,000, or $250,000 based on North Carolina volume | NMLS company license record |
| Mortgage Lender Bond | North Carolina Office of the Commissioner of Banks | $150,000, $250,000, or $500,000 based on North Carolina volume | NMLS company license record |
| Reverse Mortgage Lender Bond | North Carolina Office of the Commissioner of Banks | $100,000 | Reverse mortgage authorization filing |
| Mortgage Servicer Bond | North Carolina Office of the Commissioner of Banks | $150,000, $250,000, or $500,000 based on North Carolina servicing volume | NMLS company license record |
| Mortgage Loan Originator Coverage | North Carolina Office of the Commissioner of Banks | Covered through company bond when eligible | NMLS MLO license and company sponsorship record |
How North Carolina Mortgage Bond Quotes Work
1
Confirm the North Carolina License
Identify whether the NMLS checklist references mortgage broker, exclusive mortgage broker, mortgage lender, reverse mortgage lender authorization, mortgage servicer, mortgage origination support registrant, MLO coverage, or combined mortgage company authority.
2
Confirm the Bond Amount
Use the broker schedule, lender/servicer schedule, or $100,000 reverse mortgage lender requirement based on the company’s North Carolina authority and NCCOB instructions.
3
Buy and File
After purchase, Jet provides the bond or filing guidance based on the current North Carolina, NCCOB, and NMLS process.
Need a North Carolina Mortgage License Bond?
Jet can help you choose the correct North Carolina Mortgage Broker Bond, Mortgage Lender Bond, Mortgage Servicer Bond, Reverse Mortgage Lender Bond, Mortgage Loan Originator coverage, or Mortgage Broker, Lender and/or Servicer Bond, review pricing, and get the bond issued for licensing or authorization.
North Carolina mortgage bond pricing starts at $375 for one year for a $75,000 mortgage broker bond, $499 for one year for a $100,000 reverse mortgage lender bond, and $749 for one year for a $150,000 mortgage lender or servicer bond.
Questions? Call (855) 516-3348 or email [email protected].
How Are North Carolina Mortgage Bonds Filed?
North Carolina mortgage lender, mortgage broker, and mortgage servicer applications are submitted through NMLS. The bond should match the company’s legal name, NMLS ID, license type, bond amount, and effective date. The North Carolina Office of the Commissioner of Banks should be treated as the regulator, and the bond runs to the State for the benefit of claimants.
Reverse mortgage authorization is requested by adding reverse mortgages as a business activity in NMLS and submitting the required $100,000 Reverse Mortgage Lender Bond with the authorization request. Before ordering, confirm whether the bond is filed through NMLS, submitted to NCCOB, or completed using the current state bond form instructions.
NMLS Filing
The bond should match the legal name, NMLS ID, North Carolina license record, and required bond amount.
Reverse Mortgage Filing
Confirm the $100,000 reverse mortgage bond form and authorization process before submitting the reverse mortgage request.
Bond Changes
Contact Jet before changing the legal name, DBA, NMLS ID, bond amount, broker volume, lender volume, servicing volume, reverse mortgage authorization, or MLO sponsorship.
North Carolina Mortgage Bond Renewals, Changes, and Cancellations
Renewing Your Bond
Keep the North Carolina mortgage bond active for as long as the license or authorization requires coverage. Review the bond before renewal to confirm the legal name, NMLS ID, license type, reverse mortgage authorization, MLO coverage, origination volume, servicing volume, and bond amount remain correct.
Changing the Bond
An increased North Carolina surety bond must be filed with the Commissioner on or before May 31 after the relevant December 31 volume period. A bond change may also be needed after a legal name, DBA, NMLS ID, license authority, reverse mortgage authorization, or MLO sponsorship change.
Cancelling or Replacing Your Bond
Do not cancel a required North Carolina mortgage bond until replacement coverage is accepted or the license or reverse mortgage authorization no longer requires coverage. A bond gap can create licensing and NMLS problems.
What Does a North Carolina Mortgage License Bond Cover?
A North Carolina mortgage license bond is designed to protect claimants and the state regulator, not the bonded mortgage company or mortgage loan originator. The bond runs to the State for the benefit of claimants against the mortgage lender, mortgage broker, exclusive mortgage broker, mortgage servicer, or reverse mortgage lender.
The standard mortgage bond secures faithful performance of the obligations of the mortgage lender, mortgage broker, exclusive mortgage broker, or mortgage servicer under the North Carolina SAFE Act. The Reverse Mortgage Lender Bond supports the lender’s authorization to engage in reverse mortgage lending and compliance with North Carolina reverse mortgage requirements.
A party with a claim may bring suit directly on the bond, or the Commissioner may bring suit on behalf of claimants. Consumer claims are given priority in recovering from the bond.
A surety bond is different from insurance for the bonded party. If Jet pays a valid claim, the bonded principal is responsible for reimbursing Jet for the amount paid and related costs under the indemnity agreement.
How to Avoid North Carolina Mortgage Bond Claims
- Maintain continuous bond coverage for the correct North Carolina mortgage broker, mortgage lender, mortgage servicer, reverse mortgage lender, exclusive mortgage broker, or MLO coverage requirement.
- Match the bond to the exact legal name, DBA, NMLS ID, license type, authorization, and required bond amount.
- Use the correct 12-month North Carolina origination or servicing volume ending December 31 to determine the standard bond amount.
- File any required bond increase by May 31 after the applicable December 31 volume period.
- Submit and maintain the $100,000 Reverse Mortgage Lender Bond when reverse mortgage authorization is required.
- Confirm whether MLOs are covered by the company bond before purchasing separate coverage.
- Do not conduct North Carolina mortgage business without the correct license, registration, authorization, or exemption.
- Do not advertise or represent loan terms in a misleading way.
- Do not charge unauthorized or prohibited fees.
- Maintain required books, records, mortgage call reports, renewals, reverse mortgage authorization records, consumer disclosures, and complaint documentation.
- Keep company, branch, mortgage origination support registrant, sponsorship, servicer, reverse mortgage, and MLO information current in NMLS.
- Contact Jet before cancelling, replacing, or changing the bond.
Want to Know More About Mortgage Bond Processes?
Popular Mortgage License Bond Guides
North Carolina Mortgage License Bond FAQ
What North Carolina mortgage bonds are covered on this page?
This page covers North Carolina Mortgage Broker Bonds, Mortgage Lender Bonds, Mortgage Servicer Bonds, Reverse Mortgage Lender Bonds, Mortgage Loan Originator bond coverage, and Mortgage Broker, Lender and/or Servicer Bonds.
What is the North Carolina Mortgage Broker Bond amount?
The North Carolina Mortgage Broker Bond is $75,000, $125,000, or $250,000 based on North Carolina residential mortgage origination or broker volume in the 12-month period ending December 31. The amount begins at $75,000 with application.
How much does a North Carolina Mortgage Broker Bond cost?
Jet pricing for a $75,000 North Carolina Mortgage Broker Bond is $375 for one year, $38 monthly, $656 for two years, or $938 for three years. Higher limits cost more.
What is the North Carolina Mortgage Lender Bond amount?
The North Carolina Mortgage Lender Bond is $150,000, $250,000, or $500,000 based on North Carolina residential mortgage loan origination volume in the 12-month period ending December 31. The amount begins at $150,000 with application.
How much does a North Carolina Mortgage Lender Bond cost?
Jet pricing for a $150,000 North Carolina Mortgage Lender Bond is $749 for one year, $75 monthly, $1,311 for two years, or $1,873 for three years. Higher limits cost more.
What is the North Carolina Reverse Mortgage Lender Bond amount?
The North Carolina Reverse Mortgage Lender Bond amount is $100,000. It is required for a mortgage lender that requests authorization to engage in reverse mortgage lending.
How much does a North Carolina Reverse Mortgage Lender Bond cost?
Jet pricing for a $100,000 North Carolina Reverse Mortgage Lender Bond is $499 for one year, $50 monthly, $873 for two years, or $1,248 for three years.
Is the Reverse Mortgage Lender Bond separate from the standard Mortgage Lender Bond?
Yes. The North Carolina Reverse Mortgage Lender Bond is separate from the standard Mortgage Lender Bond. A mortgage lender that wants reverse mortgage authorization should confirm whether both bonds are required for its license and authorization.
What is the North Carolina Mortgage Servicer Bond amount?
The North Carolina Mortgage Servicer Bond is $150,000, $250,000, or $500,000 based on North Carolina residential mortgage servicing volume in the 12-month period ending December 31.
Does a North Carolina mortgage loan originator need an individual bond?
North Carolina requires mortgage loan originators to be covered by a surety bond through employment with a mortgage lender or mortgage broker, except for MLOs employed by registrants. The company bond generally provides the required coverage for covered MLO employees.
Are North Carolina mortgage bonds filed through NMLS?
North Carolina mortgage lender, broker, and servicer applications are submitted through NMLS. Reverse mortgage authorization is also requested through NMLS by adding reverse mortgages as a business activity. Follow the current North Carolina NMLS checklist and NCCOB instructions for exact bond form, filing, and electronic surety bond requirements.
Who should I contact for North Carolina mortgage bond help?
Call Jet at (855) 516-3348, email [email protected], or start a quote online for help choosing, purchasing, renewing, replacing, or changing a North Carolina mortgage license bond.
Get the North Carolina Mortgage Bond Required for Your License
Start by choosing the North Carolina bond that matches your license, authorization, company record, North Carolina origination volume, servicing volume, reverse mortgage authorization, MLO coverage, or NMLS requirement. Jet will help with quoting, bond purchase, renewal support, and filing guidance when applicable.
North Carolina mortgage bond pricing starts at $375 for one year for a $75,000 broker bond, $499 for one year for a $100,000 reverse mortgage lender bond, and $749 for one year for a $150,000 lender or servicer bond.
Call: (855) 516-3348
Email: [email protected]