North Carolina Home Inspector Bond

North Carolina Home Inspector Bond

Home Inspectors are required by the North Carolina Home Inspector Licensure Board to carry a $5,000 Home Inspector Bond if they cannot show net assets above $5,000. The bond provided by Jet Insurance Company is a financial guarantee to the Licensure Board that the inspector faithfully performs all duties and follows Article 9F, Chapter 143 of North Carolina General Statutes governing home inspectors in North Carolina.


None other than the bell of the surety ball, Jet, will be there to take care of you if you get into any trouble.

What Is the Lowest Price for the Home Inspector Bond? 

The bond is just $100, that’s it! There is no credit check required, the price is the price. You also have the option to pay for the Home Inspector Bond on a monthly basis, at just $10 per month.

At Jet, we have streamlined the process so you can get a bond quickly and easily. Simply provide your business information along with payment and you can have a bond in your hands a few short minutes. What are you waiting for? Get the bond with Jet now!

How Does the Bond Get Filed to the Home Inspector Licensure Board?

Jet will file the original copy of the license bond on your behalf directly to the Home Inspector Licensure Board. An electronic copy of the bond will be available to you immediately after purchase is completed. If you would like to file the bond yourself, the bond must be sent to the following address:

State of North Carolina Home Inspector Licensure Board
1202 Mail Service Center
Raleigh, NC 27699

Can I Cancel My Home Inspector Bond and Get a Refund?

Of course! Simply send in a request to cancel in writing, and Jet will process the cancellation and refund of the remainder of the Home Inspector License Bond.

There is a 30-day cancellation clause on the bond, meaning the cancellation will not take effect until 30 days after Jet sends notice to the Home Inspector Licensure Board. Bond premium returns take into account this cancellation period where Jet is still providing bond coverage.

How Can I Avoid a Claim on My Home Inspector Bond? 

The bond has generic obligations and assurances that require the home inspector to dutifully perform inspections in compliance with Article 9F of Chapter 143 of the North Carolina General Statutes. To avoid a claim, thoroughly perform inspections and diligent complete reports. Also, always make sure to stay up to date on North Carolina State Building Code.

Any home inspector that is engaging in acts described under General Statute 143-151.56(a), such as negligence or ineptitude, can receive a complaint against them. Complaints will precede a bond claim, so it is important to make sure you are taking precautions to avoid them.

Since the bond is only an option for licensing, it is unlikely that the Home Inspectors Licensure Board will file a claim against the bond. However, the bond is in place to protect against nonpayment of fees to the board, failure of the inspector to properly perform duties, or illicit and nefarious acts.

What Happens If I Get a Bond Claim?

Inform Jet immediately if you have a complaint against you, it could lead to a claim. Jet will investigate claims against you to verify their validity. We will make sure to protect you against invalid claims. Other carrier’s agents and brokers disappear when an issue arises leaving it to a surety carrier, that you may have never heard of, to service the claim.

Should the claim be deemed valid, Jet is required to make payment up to the $5,000 limit of the bond. You are obligated to reimburse Jet for the claim payment; think of the bond as a letter of credit to the city/county from Jet, promising that you will dutifully perform home inspections.

Why Is the Home Inspector Bond Required in North Carolina?

The bond is a financial guarantee that the home inspector will perform inspections faithfully and in compliance with North Carolina statutes and regulations. It is one of three options the Home Inspection Licensure Board requires for licensed home inspectors.

The Home Inspection Licensure Board was created to create and govern a code of ethics for home inspections, manage licensing of home inspectors, and ensure inspections are in compliance with state and local building codes. The bond is a tool to guarantee financial responsibility from home inspectors.

How Does the Application Process Work With Jet?

The process for a $5,000 Home Inspector License Bond is very simple and straightforward. All we need to complete the bond purchase is your business information and license number, if you have one, and you can purchase the bond. Upon purchase, we will immediately provide a copy of the bond electronically for your records.


How Do I Renew the Home Inspector Bond?

Renewing the bond, like everything else with the bond, is easy! If you’re on monthly payments they will simply continue, just make sure that the payment information is up to date. License holders paying the bond on an annual basis need only submit payment before the bond expiration date. The renewal can be processed online instantly, or via mail.

In case you miss payment or forget to renew in time, there is a 30-day grace period where the bond remains active with the Home Inspector Licensure Board.

Are Any Other Insurances Required for Home Inspectors in North Carolina?

Home inspectors are required to hold general liability in the amount of $250,000 in addition to the other insurance requirement (surety bond, net asset proof, E&O).

North Carolina Home Inspection Bond Form