Indiana public adjuster license bond

Indiana Public Adjuster Bond Requirements, Cost & Filing Guide

Get the Indiana Public Adjuster Bond required for your license. Jet helps resident public adjusters, non-resident public adjusters, and business entity applicants review the Indiana bond requirement, compare price options, and receive filing instructions after purchase.

To be eligible for a Certificate of Authority as a resident or non-resident public adjuster in Indiana, including business entities, the Indiana Department of Insurance requires a $10,000 Public Adjuster Bond from the applicant.

The bond provides financial assurance to the Department that the public adjuster will comply with Indiana license regulations. If a policyholder suffers damages because of negligence, unethical conduct, breach of contract, or fraud by the public adjuster, the bond may be used as restitution. The bond amount is not the price paid for the bond.

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Last updated: June 2026. Indiana public adjuster bond requirements and filing instructions may change. Confirm final licensing instructions with the Indiana Department of Insurance before filing.

Indiana Public Adjuster Bond Quick Answers

Question Short Answer
Who needs an Indiana Public Adjuster Bond? Resident and non-resident public adjuster applicants, including business entities, need the bond to be eligible for a Certificate of Authority in Indiana.
What bond amount is required? Indiana requires a $10,000 Public Adjuster Bond.
How much does the Indiana bond cost? Jet lists the Indiana Public Adjuster Bond at $8 monthly, $79 for one year, $138 for two years, or $198 for three years.
Which Indiana adjuster bond do I need? Public adjuster individuals and public adjuster business entities need the $10,000 Indiana Public Adjuster Bond.
Who does the bond protect? The Indiana Department of Insurance, Indiana residents, policyholders, claimants, and damaged parties protected under the bond.
Is the bond insurance for the public adjuster? No. The bond protects others. If the surety pays a valid claim, the bonded public adjuster or business entity must reimburse the surety.
Does the Indiana Public Adjuster Bond require a credit check? No. Jet provides the Indiana Public Adjuster Bond as an instant-issue bond with no credit check required.
How is the bond filed? A copy of the signed and sealed Public Adjuster Bond form, along with any required licensing paperwork, must be submitted to the Indiana Department of Insurance.
Where is the Indiana bond mailed? The filing address is Indiana Department of Insurance, 311 West Washington Street, Suite 103, Indianapolis, IN 46204.
How do I buy the bond? Start a quote online, select Indiana and Public Adjuster Bond, review the available term options, and follow the filing instructions provided after purchase.

Start My Indiana Bond Quote

Indiana Public Adjuster Bond Cost

The Indiana Public Adjuster Bond cost depends on the required $10,000 bond amount and the selected term length. Jet provides this surety bond as an instant issue with no credit check required.

Bond Type Bond Amount Monthly Option One-Year Option Two-Year Option Three-Year Option
Indiana Public Adjuster Bond $10,000 $8 monthly $79 for a one-year term $138 for a two-year term $198 for a three-year term

Bond Amount vs Bond Cost

The bond amount is the maximum coverage required by the Indiana Department of Insurance. The bond cost, also called the premium, is the price the public adjuster or business entity pays to purchase the bond. These are not the same thing.

Check My Indiana Public Adjuster Bond Price

Which Indiana Adjuster Bond Do I Need?

Indiana requires the Public Adjuster Bond for resident and non-resident public adjuster applicants, including business entities. Use the exact applicant name and license type from your Indiana Department of Insurance application when requesting your quote.

If Your License Type Is You Likely Need Bond Amount Start Quote
Resident Public Adjuster Indiana Public Adjuster Bond $10,000 Get Quote
Non-Resident Public Adjuster Indiana Public Adjuster Bond $10,000 Get Quote
Public Adjuster Business Entity Indiana Public Adjuster Bond $10,000 Get Quote

Not sure which bond applies? Contact Jet at (855) 516-3348 or [email protected] before starting your quote.

Get Your Indiana Public Adjuster Bond Quote

Start your quote online and select Indiana as the state. Then choose the Public Adjuster Bond that matches your individual or business entity license requirement.

  • Instant online purchase
  • No credit check required
  • Monthly, one-year, two-year, and three-year options
  • Indiana-specific filing instructions
  • Bond form and receipt provided after purchase
  • Support for resident, non-resident, and business entity public adjuster applicants

Start My Bond Quote

Have your state, license type, applicant information, and requested effective date ready.

Questions? Call (855) 516-3348 or email [email protected].

Instant Online Purchase
No Credit Check
Indiana Filing Instructions
Renewal Support

Ready to Get Licensed?

Start your Indiana Public Adjuster Bond quote online. Jet will help match the bond to the Indiana license requirement and provide filing instructions after purchase.

Need help? Call (855) 516-3348 or email [email protected].

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What You Need to Start an Indiana Public Adjuster Bond Quote

1

Your State

Select Indiana as the state where you are applying for or renewing your public adjuster license.

2

Your License Type

Choose Public Adjuster Bond so the quote matches Indiana’s $10,000 requirement.

3

Applicant Information

Provide the individual or business entity name that must appear on the bond, along with any required contact and license details.

Start My Indiana Public Adjuster Bond Quote

Who Needs an Indiana Public Adjuster Bond?

1

Resident Public Adjusters

Indiana resident public adjuster applicants must file the $10,000 Public Adjuster Bond to be eligible for a Certificate of Authority.

2

Non-Resident Public Adjusters

Non-resident public adjusters seeking an Indiana Certificate of Authority must also meet the Indiana public adjuster bond requirement.

3

Public Adjuster Business Entities

Indiana includes business entities in the public adjuster bond requirement. The applicant name on the bond should match the licensing paperwork.

What Is the Purpose of an Indiana Public Adjuster Bond?

An Indiana Public Adjuster Bond is a financial guarantee that the public adjuster will comply with Indiana insurance laws, license regulations, and contractual obligations to policyholders.

Public adjusters work on behalf of policyholders regarding property and casualty claims. Because insurance claims can be complicated, Indiana requires the bond to help protect consumers from wrongful financial damages caused by negligence, unethical behavior, breach of contract, fraud, or other covered license violations.

Indiana Public Adjuster Bond vs Insurance

The Indiana Public Adjuster Bond protects the Indiana Department of Insurance, Indiana residents, policyholders, claimants, and damaged parties. It is not insurance for the public adjuster. Errors and omissions insurance may protect the adjuster, while the surety bond exists to satisfy licensing requirements and protect others.

How the Indiana Public Adjuster Bond Process Works

Start Your Purchase Online

Enter basic information about the Indiana public adjuster license and required $10,000 bond.

Review Your Price

Select monthly, one-year, two-year, or three-year terms. No credit check is required.

Pay Online

Complete checkout and receive your receipt, bond form, and Indiana filing instructions.

File the Bond

Submit a copy of the signed and sealed Public Adjuster Bond form with the Indiana Department of Insurance and any required licensing paperwork.

Who Files the Indiana Public Adjuster Bond?

A copy of the signed and sealed Indiana Public Adjuster Bond form, along with any required licensure paperwork, must be submitted to the Indiana Department of Insurance. Jet provides your receipt, bond form, and filing instructions after purchase.

Bond Filing Address

Indiana public adjuster bond filings may be sent to:

Indiana Department of Insurance
311 West Washington Street, Suite 103
Indianapolis, IN 46204
317-232-2389

Bond Form and Filing Instructions

After purchase, Jet provides a copy of your receipt and bond form by email. Confirm that the applicant name, bond amount, effective date, and license type match the Indiana Department of Insurance application before filing.

Bond Renewal

Keep the Indiana Public Adjuster Bond active while the license remains active. Monthly and multi-year options can help public adjusters and business entities avoid gaps in required bond coverage.

Contact Jet at (855) 516-3348 or [email protected] and we can help confirm the filing method for your license.

Multi-State Public Adjusters

Working across state lines is common during catastrophe seasons and for national programs. Keep each public adjuster license organized so bonds do not lapse or get filed incorrectly.

Bonds Are State Specific

Most states require a separate bond that matches the exact license name, bond form, filing authority, and principal information.

Entity and Individual Rules Vary

Some states apply the bond to individuals only, while Indiana includes resident public adjusters, non-resident public adjusters, and business entities.

Pricing Varies by State

Each state limit and license type is priced separately. Do not assume that two states with similar limits will have the same premium.

Renewal Timing Matters

Keep renewal dates organized so your public adjuster license remains active and the bond does not lapse or expire unexpectedly.

Need Public Adjuster Bonds in Multiple States?

If you need public adjuster bonds for Indiana and other states, reach out to Jet to discuss the states, limits, filing methods, entity rules, and renewal timing needed for your licenses.

Call: (855) 516-3348
Email: [email protected]

How to Avoid an Indiana Public Adjuster Bond Claim

  • Follow Indiana public adjuster statutes, license regulations, and Department of Insurance requirements.
  • Follow Indiana Insurance Code Title 27, Article 1, Chapter 27.
  • Use clear written contracts that explain scope, duties, fees, and expectations.
  • Maintain accurate claim files, records, accounting details, and communication logs.
  • Avoid negligence, unethical conduct, deceptive conduct, fraud, and misrepresentation.
  • Fulfill policyholder contract obligations and handle claim-related funds properly.
  • Respond promptly to policyholders, Indiana residents, and the Indiana Department of Insurance.
  • Keep the bond active while the Indiana public adjuster license remains active.

What Happens if a Claim Is Filed?

Jet investigates, requests documents, and makes a decision. If the claim is valid, Jet pays up to the bond limit and then seeks reimbursement from the bonded principal under the indemnity agreement.

Read Jet’s Surety Bond Claims Guide

Want to Know More About Public Adjuster Bond Processes?

How to Renew My Bond

For annually purchased bonds, see Jet’s process to renew your public adjuster bond.

Read the Renewal Guide

How to Cancel My Bond

See the details surrounding cancelling your public adjuster bond.

Read the Cancellation Guide

Bond Claim Process

Find out what causes a claim and what happens after a claim is made.

Read the Claims Guide

More public adjuster bond information is available in Jet’s Public Adjuster Bonds guide.

Questions about renewals, cancellations, or claims? Contact Jet at (855) 516-3348 or [email protected].

Indiana Public Adjuster Bond FAQ

What is an Indiana Public Adjuster Bond?

An Indiana Public Adjuster Bond is a license surety bond required for resident and non-resident public adjusters, including business entities. The bond provides financial assurance to the Indiana Department of Insurance and can protect policyholders if the bonded party commits a covered license violation.

Who needs an Indiana Public Adjuster Bond?

Resident public adjusters, non-resident public adjusters, and public adjuster business entities need the $10,000 Indiana Public Adjuster Bond to be eligible for a Certificate of Authority in Indiana.

Do Indiana public adjuster business entities need a bond?

Yes. Indiana includes business entities in the public adjuster bond requirement.

How much does an Indiana Public Adjuster Bond cost?

Jet lists the Indiana Public Adjuster Bond at $8 monthly, $79 for one year, $138 for two years, or $198 for three years.

What Indiana public adjuster bond limit do I need?

Indiana requires a $10,000 Public Adjuster Bond.

Does the Indiana Public Adjuster Bond require a credit check?

No. Jet provides the Indiana Public Adjuster Bond as an instant-issue bond with no credit check required.

How do I buy an Indiana Public Adjuster Bond online?

Start a quote online, select Indiana and Public Adjuster Bond, review the available term options, and follow the filing instructions after purchase. For help, call Jet at (855) 516-3348 or email [email protected].

Is an Indiana Public Adjuster Bond insurance?

No. An Indiana Public Adjuster Bond is not insurance for the public adjuster or business entity. It protects the Indiana Department of Insurance and damaged parties. If the surety pays a valid claim, the bonded principal must reimburse the surety.

How is the Indiana Public Adjuster Bond filed?

A copy of the signed and sealed Public Adjuster Bond form, along with any required licensing paperwork, must be submitted to the Indiana Department of Insurance.

Where is the Indiana Public Adjuster Bond filed?

Indiana public adjuster bond filings may be sent to the Indiana Department of Insurance, 311 West Washington Street, Suite 103, Indianapolis, IN 46204.

What can cause an Indiana Public Adjuster Bond claim?

Covered claim causes may include negligence, unethical conduct, breach of contract, fraud, or other violations of Indiana public adjuster license obligations that damage a policyholder or claimant.

Can Jet help with public adjuster bonds in multiple states?

Yes. If you need public adjuster bonds in Indiana and other states, contact Jet at (855) 516-3348 or email [email protected] to discuss the states, license types, bond limits, and filing instructions needed.

Get the Bond Required for Your Indiana Public Adjuster License

Start your quote online and choose the Indiana Public Adjuster Bond that matches your resident, non-resident, or business entity license requirement. Jet will provide the bond form and filing instructions after purchase.

Call: (855) 516-3348
Email: [email protected]

Get My Bond Quote

Notary Bond Application:

X

Business Information:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Employee Dishonesty Bond Application:

Business Information:

Business Description:

Coverage Requirements:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Contract Bond Application:

X

Business Information:

Owner Information:

Job Details:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Worker's Compensation Application:

X

Business Information:

Business Description:

Coverage Requirements

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information: