Hawaii mortgage servicer surety bond

Hawaii Mortgage Servicer Bond

Hawaii mortgage servicers must file and maintain a surety bond before the Mortgage Servicer License becomes effective. Jet Insurance Company helps Hawaii mortgage servicers quote, purchase, renew, replace, and manage the required $100,000 surety bond.

Use this page to review the Hawaii Mortgage Servicer Bond requirement, compare Jet pricing, and get help with bond issuance and filing guidance for your Hawaii Division of Financial Institutions or NMLS licensing requirement.

Get a Hawaii Mortgage Servicer Bond Quote View Pricing Filing Guidance

Need help? Call (855) 516-3348 or email [email protected].

Last updated: July 2026. Hawaii mortgage servicer bond requirements can change. Confirm the final bond amount, filing method, and NMLS or Hawaii Division of Financial Institutions checklist before filing.

Hawaii Mortgage Servicer Bond Quick Answers

Which bond is required?

This page covers the Hawaii Mortgage Servicer Bond required for companies applying for or maintaining a Hawaii Mortgage Servicer License.

Who regulates this license?

The Hawaii Department of Commerce and Consumer Affairs, Division of Financial Institutions regulates mortgage servicers in Hawaii.

What is the bond limit?

The Hawaii Mortgage Servicer Bond amount is $100,000.

How do I get help?

Call (855) 516-3348 or email [email protected].

Hawaii Mortgage Servicer Bond Requirement

The Hawaii Mortgage Servicer Bond is required before a mortgage servicer license becomes effective. The bond must be written by a surety authorized to write surety bonds in Hawaii and must cover the mortgage servicer in the required penal sum of $100,000.

Mortgage Servicer License Bond

For companies applying for or renewing a Hawaii Mortgage Servicer License. Hawaii requires a $100,000 surety bond for mortgage servicer licensees.

Bond limit: $100,000

Jet pricing: $499 for one year, $50 monthly, $873 for two years, or $1,248 for three years.

Get Mortgage Servicer Quote

Need Help With the Requirement?

Send Jet the company legal name, NMLS company ID, desired effective date, and any Hawaii DFI or NMLS checklist instructions. Jet can help confirm the bond amount and issue the required bond.

Help by phone: (855) 516-3348

Email Jet for Help

Hawaii Mortgage Servicer Bond Pricing

Jet pricing below applies to the Hawaii Mortgage Servicer Bond. The one-year price is 0.5% of the bond limit. If the calculated one-year price ends in zero, Jet subtracts $1 before calculating multi-year options. The two-year price is 1.75 times the one-year price, and the three-year price is 2.5 times the one-year price. Monthly pricing is 10% of the one-year price, rounded when needed.

Hawaii Bond Type Bond Limit Monthly 1 Year 2 Years 3 Years
Mortgage Servicer License Bond $100,000 $50 $499 $873 $1,248

Pricing shown is preferred-tier pricing and may vary based on underwriting approval, bond form, selected term, effective date, final required bond amount, and license requirements.

Get Hawaii Mortgage Servicer Bond Pricing

Start a quote online for the Hawaii Mortgage Servicer Bond or contact Jet if you need help confirming your Hawaii mortgage servicing bond requirement.

Questions? Call (855) 516-3348 or email [email protected].

Get My Hawaii Mortgage Servicer Bond Quote

Hawaii Mortgage Servicer Bond Requirements

Hawaii mortgage servicers must maintain the required $100,000 surety bond for the license. The bond is intended to support compliance with Hawaii mortgage servicing laws and protect consumers and the regulator if the licensed servicer violates covered requirements.

Hawaii License Bond Amount Current Status Quote
Mortgage Servicer License $100,000 Active surety bond requirement before the mortgage servicer license becomes effective. Get Quote

Filing note: Hawaii mortgage servicer licensing is handled through NMLS, and Hawaii DFI may require filings, notices, riders, endorsements, or bond updates through NMLS or directly with the Commissioner depending on the transaction.

Hawaii Mortgage Servicer License Bond

The Hawaii Mortgage Servicer License Bond is required before a mortgage servicer license becomes effective. Hawaii law requires the applicant or licensee to file a surety bond written by a surety authorized to write surety bonds in Hawaii, covering the applicant or licensee in the penal sum of $100,000.

License Type

Hawaii Mortgage Servicer License.

Bond Limit

$100,000.

Jet Pricing

$499 for one year, $50 monthly, $873 for two years, or $1,248 for three years.

A mortgage servicer licensee must maintain the required surety bond while acting as a mortgage servicer in Hawaii. If an action is commenced on the bond or recovery is made, the Commissioner may require a new bond.

Get Hawaii Mortgage Servicer Bond Quote

How Hawaii Mortgage Servicer Bond Quotes Work

1

Confirm the License Type

Confirm that the requirement is for a Hawaii Mortgage Servicer License and that the required bond amount is $100,000.

2

Start the Quote

Provide the company legal name, NMLS company ID if available, bond effective date, and any Hawaii DFI or NMLS checklist details.

3

Buy and File

After purchase, Jet provides the bond or filing guidance based on the current Hawaii and NMLS process.

Start My Hawaii Mortgage Servicer Bond Quote

Need a Hawaii Mortgage Servicer Bond?

Jet can help you quote the $100,000 Hawaii Mortgage Servicer Bond, purchase coverage, and get filing guidance for your license.

Hawaii Mortgage Servicer Bond pricing starts at $499 for one year or $50 monthly.

Questions? Call (855) 516-3348 or email [email protected].

Get My Hawaii Mortgage Servicer Bond Quote

How Are Hawaii Mortgage Servicer Bonds Filed?

Hawaii mortgage servicer licensing is handled through NMLS, and the $100,000 Mortgage Servicer Bond must be maintained for the license. Hawaii may require updates, riders, endorsements, or addenda for certain name and address changes when needed to keep the bond accurate.

Jet can provide the required bond document or filing guidance after purchase. Before ordering, confirm the legal name, NMLS company ID, bond amount, effective date, and filing instructions shown on the Hawaii DFI or NMLS checklist.

NMLS Licensing

Hawaii mortgage servicer licensing is handled through NMLS.

Bond Documents

Jet can issue the Hawaii Mortgage Servicer Bond and provide filing guidance based on the current license checklist.

Bond Changes

Contact Jet before changing the legal name, DBA, NMLS ID, principal office, branch office, bond amount, or license authority.

Read NMLS Electronic Surety Bond Filing Instructions

Hawaii Mortgage Servicer Bond Renewals, Changes, and Cancellations

Renewing Your Bond

Keep the Hawaii Mortgage Servicer Bond active for as long as the license requires coverage. Review the bond before renewal to confirm the legal name, NMLS ID, and office information remain correct.

Email Jet for Renewal Help

Changing the Bond

A bond rider, endorsement, or addendum may be needed when the mortgage servicer changes its legal name, fictitious name, address, office information, or other license details.

Email Jet for Change Help

Cancelling or Replacing Your Bond

Do not cancel a required Hawaii mortgage servicer bond until replacement coverage is accepted or the bond is no longer required. A bond gap can create license issues.

Email Jet for Cancellation Help

What Does a Hawaii Mortgage Servicer Bond Cover?

A Hawaii Mortgage Servicer Bond is designed to protect the public and the state regulator, not the bonded mortgage servicer. If a licensed mortgage servicer violates applicable Hawaii mortgage servicing laws, licensing rules, or consumer protection requirements, a consumer or regulator may seek payment from the bond.

A surety bond is different from insurance for the bonded company. If Jet pays a valid claim, the bonded principal is responsible for reimbursing Jet for the amount paid and related costs under the indemnity agreement.

Read the Mortgage License Bond Claims Guide

How to Avoid Hawaii Mortgage Servicer Bond Claims

  • Maintain continuous bond coverage for the required $100,000 Hawaii Mortgage Servicer Bond.
  • Match the bond to the exact legal name, DBA, NMLS ID, license type, and required bond amount.
  • Update the bond when the legal name, address, office information, or other licensed information changes.
  • Do not service Hawaii mortgage loans without the required license and bond coverage.
  • Safeguard and account for money handled for borrowers.
  • Act with reasonable skill, care, timeliness, promptness, and diligence.
  • Maintain required records, disclosures, complaint handling, and servicing reports.
  • Respond quickly to Hawaii DFI and NMLS requests.
  • Contact Jet before cancelling, replacing, or changing the bond.

Read the Mortgage License Bond Claims Guide

Want to Know More About Mortgage Bond Processes?

Mortgage License Bonds Guide

Review mortgage broker, lender, servicer, MLO, finance lender, and finance broker bond information.

Read the Guide

Bond Claim Process

Find out what causes a mortgage license bond claim and what happens after a claim is made.

Read the Claims Guide

NMLS Electronic Surety Bond Filing

Learn how electronic surety bond execution works through NMLS for eligible company license bonds.

Read the Filing Guide

Hawaii Mortgage Servicer Bond FAQ

What Hawaii mortgage bond is covered on this page?

This page covers the Hawaii Mortgage Servicer Bond required for mortgage servicer licensing.

What is the Hawaii Mortgage Servicer Bond amount?

The Hawaii Mortgage Servicer Bond amount is $100,000.

How much does the Hawaii Mortgage Servicer Bond cost?

Jet pricing for the $100,000 Hawaii Mortgage Servicer Bond is $499 for one year, $50 monthly, $873 for two years, or $1,248 for three years.

When is the Hawaii Mortgage Servicer Bond required?

The bond is required before a Hawaii Mortgage Servicer License becomes effective and must be maintained while the company acts as a mortgage servicer in Hawaii.

Are Hawaii mortgage servicer bonds filed through NMLS?

Hawaii mortgage servicer licensing is handled through NMLS, and the $100,000 surety bond must be maintained for the license. Follow the current Hawaii NMLS checklist for the exact filing steps.

Who should I contact for Hawaii mortgage servicer bond help?

Call Jet at (855) 516-3348, email [email protected], or start a quote online for help purchasing, renewing, replacing, or changing a Hawaii Mortgage Servicer Bond.

Get the Hawaii Mortgage Servicer Bond Required for Your License

Start a quote for the $100,000 Hawaii Mortgage Servicer Bond. Jet will help with quoting, bond purchase, renewal support, and filing guidance when applicable.

Hawaii Mortgage Servicer Bond pricing starts at $499 for one year or $50 monthly.

Call: (855) 516-3348
Email: [email protected]

Get My Hawaii Mortgage Servicer Bond Quote

Notary Bond Application:

X

Business Information:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Employee Dishonesty Bond Application:

Business Information:

Business Description:

Coverage Requirements:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Contract Bond Application:

X

Business Information:

Owner Information:

Job Details:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Worker's Compensation Application:

X

Business Information:

Business Description:

Coverage Requirements

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information: