Georgia public adjuster license bond

Georgia Public Adjuster Bond Requirements, Cost & Filing Guide

Get the Georgia Public Adjuster Bond required for your license. Jet helps public adjuster applicants review the Georgia bond requirement, compare price options, and receive filing instructions after purchase.

The Georgia Office of Commissioner of Insurance and Safety Fire requires public adjuster applicants to file a $5,000 Public Adjuster Bond as part of the licensing process.

The bond is in favor of the Commissioner of Insurance, State of Georgia. It helps ensure that the public adjuster properly accounts to any insured for all monies or settlement funds received in connection with a claim. The bond amount is not the price paid for the bond.

Last updated: June 2026. Georgia public adjuster bond requirements and filing instructions may change. Confirm final licensing instructions with the Georgia Office of Commissioner of Insurance and Safety Fire, Sircon, or your licensing application before filing.

Georgia Public Adjuster Bond Quick Answers

Question Short Answer
Who needs a Georgia Public Adjuster Bond? Georgia public adjuster applicants must provide the $5,000 Public Adjuster Bond as part of the licensing process when required by the Office of Commissioner of Insurance and Safety Fire.
What bond amount is required? Georgia requires a $5,000 Public Adjuster Bond.
How much does the Georgia bond cost? Jet lists the Georgia Public Adjuster Bond at $10 monthly, $100 for one year, $175 for two years, or $250 for three years.
Which Georgia adjuster bond do I need? Public adjuster applicants need the $5,000 Georgia Public Adjuster Bond.
Who does the bond protect? The Commissioner of Insurance, the State of Georgia, insureds whose claims are being handled, and damaged parties protected under the bond.
Is the bond insurance for the public adjuster? No. The bond protects others. If the surety pays a valid claim, the bonded public adjuster must reimburse the surety.
Does the bond require a Power of Attorney? Yes. The Georgia bond form notes that a certified copy of the Power of Attorney or representative authority of the surety company signer must be attached.
Can the bond be cancelled? The Georgia bond form allows cancellation only by written notice sent to the Commissioner of Insurance at least 60 days before the cancellation becomes effective.
Do Georgia public adjusters need approved contracts? Yes. Georgia public adjusters must first receive approval from the Commissioner for contract forms used to act directly or indirectly as a public adjuster.
How do I buy the bond? Start a quote online, select Georgia and Public Adjuster Bond, review the available term options, and follow the filing instructions provided after purchase.

Start My Georgia Bond Quote

Georgia Public Adjuster Bond Cost

The Georgia Public Adjuster Bond cost depends on the required $5,000 bond amount, the selected term length, and underwriting rules. Jet lists monthly and multi-year options for eligible public adjuster applicants.

Bond Type Bond Amount Monthly Option One-Year Option Two-Year Option Three-Year Option
Georgia Public Adjuster Bond $5,000 $10 monthly $100 for a one-year term $175 for a two-year term $250 for a three-year term

Bond Amount vs Bond Cost

The bond amount is the maximum coverage required by Georgia. The bond cost, also called the premium, is the price the public adjuster pays to purchase the bond. These are not the same thing.

Check My Georgia Public Adjuster Bond Price

Which Georgia Adjuster Bond Do I Need?

Georgia requires a Public Adjuster Bond for public adjuster licensing. Use the exact license name from your Georgia Office of Commissioner of Insurance and Safety Fire or Sircon application when requesting your quote.

If Your License Type Is You Likely Need Bond Amount Start Quote
Resident Public Adjuster Georgia Public Adjuster Bond $5,000 Get Quote
Public Adjuster Applicant Directed by Georgia or Sircon to Provide a Bond Georgia Public Adjuster Bond $5,000 Get Quote

Not sure which bond applies? Contact Jet at (855) 516-3348 or [email protected] before starting your quote.

Get Your Georgia Public Adjuster Bond Quote

Start your quote online and select Georgia as the state. Then choose the Public Adjuster Bond that matches your license requirement.

  • Online quote request
  • Monthly, one-year, two-year, and three-year options for eligible applicants
  • Georgia-specific filing instructions
  • Bond form and Power of Attorney guidance
  • Support for renewals and multi-state public adjuster bond needs

Start My Bond Quote

Have your state, license type, applicant information, and requested effective date ready.

Questions? Call (855) 516-3348 or email [email protected].

Ready to Get Licensed?

Start your Georgia Public Adjuster Bond quote online. Jet will help match the bond to the Georgia license requirement and provide filing instructions after purchase.

Need help? Call (855) 516-3348 or email [email protected].

Get My Quote

What You Need to Start a Georgia Public Adjuster Bond Quote

1

Your State

Select Georgia as the state where you are applying for or renewing your public adjuster license.

2

Your License Type

Choose Public Adjuster Bond so the quote matches Georgia’s $5,000 requirement.

3

Applicant Information

Provide the name that must appear on the bond, along with any required contact and license details.

Start My Georgia Public Adjuster Bond Quote

Who Needs a Georgia Public Adjuster Bond?

1

Resident Public Adjusters

Georgia resident public adjuster applicants must include the $5,000 Public Adjuster Bond with the license application when applying for licensure.

2

Applicants Directed to Provide the Bond

Public adjuster applicants should follow Georgia, Sircon, and application instructions to confirm whether the bond must be included with their specific filing.

3

Multi-State Public Adjusters

If you work in multiple states, you may need a separate bond for each state license and each filing authority.

What Is the Purpose of a Georgia Public Adjuster Bond?

A Georgia Public Adjuster Bond is a financial guarantee that the public adjuster will comply with Georgia license regulations and properly account to an insured for money or settlement funds received in connection with a claim.

The bond form names the Commissioner of Insurance, State of Georgia, as the obligee. If the public adjuster fails to meet covered obligations, the bond can provide a path for recovery up to the bond limit.

Georgia Public Adjuster Bond vs Insurance

The Georgia Public Adjuster Bond protects the Commissioner, insureds, and damaged parties protected under the bond. It is not insurance for the public adjuster. Errors and omissions insurance may protect the adjuster, while the surety bond exists to satisfy licensing requirements and protect others.

Georgia Public Adjuster Contract Approval

Georgia public adjusters must first receive approval from the Commissioner for all contract forms used to act directly or indirectly as a public adjuster.

This contract approval requirement is separate from the surety bond requirement. The surety bond satisfies the financial guarantee requirement, while the approved contract requirement applies to the public adjuster’s customer agreement.

Tip: Before acting as a public adjuster in Georgia, confirm both items: the $5,000 Public Adjuster Bond and Commissioner approval of the contract forms used for public adjusting services.

How the Georgia Public Adjuster Bond Process Works

Start Your Application Online

Enter basic information about the Georgia public adjuster license and required $5,000 bond.

Review Your Quote

Select monthly, one-year, two-year, or three-year terms when available.

Pay Online

Complete checkout and receive your receipt, bond documents, and filing instructions.

File the Bond

Follow Georgia, Sircon, and licensing application instructions for submitting the bond and required Power of Attorney.

Who Files the Georgia Public Adjuster Bond?

Georgia public adjuster bond filing should follow the current instructions provided by the Georgia Office of Commissioner of Insurance and Safety Fire, Sircon, and the applicant’s license application.

Sircon Filing

Georgia states that resident applications are submitted through Sircon. Applicants should upload or submit the bond according to the instructions shown in the Sircon application or any deficiency message received from Georgia.

Bond Form and Power of Attorney

The Georgia Public Adjuster Bond form requires the principal and surety signatures and notes that a certified copy of the Power of Attorney or representative authority of the surety company signer must be attached.

60-Day Cancellation Notice

The Georgia bond form provides that the surety may cancel the bond by written notice served on or sent by registered mail to the Commissioner of Insurance at least 60 days before the cancellation becomes effective.

Commissioner’s Office Contact Information

If additional paperwork or licensing questions need to be directed to the state, use the contact information below:

Office of Commissioner of Insurance and Safety Fire
Agents Licensing
2 Martin Luther King Jr. Drive, Suite 720, West Tower
Atlanta, GA 30334
404-656-2101
800-656-2298

Contact Jet at (855) 516-3348 or [email protected] and we can help confirm the filing method for your license.

Multi-State Public Adjusters

Working across state lines is common during catastrophe seasons and for national programs. Keep each license organized so bonds do not lapse or get filed incorrectly.

Bonds Are State Specific

Most states require a separate bond that matches the exact license name, bond form, filing authority, and principal information.

Filing Methods Vary

Some regulators accept electronic filing, while others require original signed and sealed bonds, Power of Attorney documents, or uploads through state licensing portals.

Pricing Varies by State

Each state limit and license type is priced separately. Do not assume that two states with similar limits will have the same premium.

Renewal Timing Matters

Keep renewal dates organized so your public adjuster license remains active and the bond does not lapse or expire unexpectedly.

Need Bonds in Multiple States?

If you need public adjuster bonds for Georgia and other states, reach out to Jet to discuss the states, limits, filing methods, and renewal timing needed for your licenses.

Call: (855) 516-3348
Email: [email protected]

How to Avoid a Georgia Public Adjuster Bond Claim

  • Follow Georgia public adjuster statutes, license regulations, and Commissioner’s Office rules.
  • Use only public adjuster contract forms approved by the Commissioner.
  • Properly account to any insured for money or settlement funds received in connection with a claim.
  • Use clear written contracts that explain scope, duties, and fees.
  • Maintain accurate claim files, accounting records, and communication logs.
  • Avoid fraud, unfair practices, misrepresentation, and dishonest handling of claim funds.
  • Respond promptly to insureds, claimants, and the Georgia Office of Commissioner of Insurance and Safety Fire.
  • Maintain the bond while required for the license.

What Happens if a Claim Is Filed?

Jet investigates, requests documents, and makes a decision. If the claim is valid, Jet pays up to the bond limit and then seeks reimbursement from the bonded principal under the indemnity agreement.

Read Jet’s Surety Bond Claims Guide

Want to Know More About Public Adjuster Bond Processes?

More public adjuster bond information is available in Jet’s Public Adjuster Bonds guide.

Questions about renewals, cancellations, or claims? Contact Jet at (855) 516-3348 or [email protected].

Georgia Public Adjuster Bond FAQ

What is a Georgia Public Adjuster Bond?

A Georgia Public Adjuster Bond is a license surety bond required for public adjuster licensing. It provides financial assurance to the Commissioner’s Office and helps ensure the public adjuster properly accounts to insureds for funds or settlements received in connection with a claim.

Who needs a Georgia Public Adjuster Bond?

Georgia public adjuster applicants must provide the $5,000 Public Adjuster Bond as part of the licensing process when required by the Office of Commissioner of Insurance and Safety Fire.

How much does a Georgia Public Adjuster Bond cost?

Jet lists the Georgia Public Adjuster Bond at $10 monthly, $100 for one year, $175 for two years, or $250 for three years.

What Georgia public adjuster bond limit do I need?

Georgia requires a $5,000 Public Adjuster Bond for public adjuster licensing.

Does the Georgia Public Adjuster Bond need a Power of Attorney?

Yes. The Georgia Public Adjuster Bond form notes that a certified copy of the Power of Attorney or representative authority of the surety company signer must be attached.

Do Georgia public adjusters need approved contracts?

Yes. Georgia public adjusters must first receive approval from the Commissioner for contract forms used to act directly or indirectly as a public adjuster.

How do I buy a Georgia Public Adjuster Bond online?

Start a quote online, select Georgia and Public Adjuster Bond, review the available term options, and follow the filing instructions after purchase. For help, call Jet at (855) 516-3348 or email [email protected].

Is a Georgia Public Adjuster Bond insurance?

No. A Georgia Public Adjuster Bond is not insurance for the public adjuster. It protects the Commissioner, insureds, and damaged parties protected under the bond. If the surety pays a valid claim, the bonded public adjuster must reimburse the surety.

How is the Georgia Public Adjuster Bond filed?

Georgia public adjuster bond filing should follow the current instructions provided by the Georgia Office of Commissioner of Insurance and Safety Fire, Sircon, and the applicant’s license application.

Can the Georgia Public Adjuster Bond be cancelled?

The Georgia bond form provides that the surety may cancel the bond by written notice served on or sent by registered mail to the Commissioner of Insurance at least 60 days before the cancellation becomes effective.

Where is the Georgia Public Adjuster Bond filed?

Georgia states that resident applications are submitted through Sircon. If additional paperwork is required, the Commissioner’s Office lists Agents Licensing at 2 Martin Luther King Jr. Drive, Suite 720, West Tower, Atlanta, GA 30334.

Can Jet help with public adjuster bonds in multiple states?

Yes. If you need public adjuster bonds in Georgia and other states, contact Jet at (855) 516-3348 or email [email protected] to discuss the states, license types, bond limits, and filing instructions needed.

Get the Bond Required for Your Georgia Public Adjuster License

Start your quote online and choose the Georgia Public Adjuster Bond that matches your application. Jet will provide filing instructions for submitting the bond according to the current Georgia and Sircon process.

Call: (855) 516-3348
Email: [email protected]

Get My Bond Quote

Notary Bond Application:

Business Information:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Employee Dishonesty Bond Application:

Business Information:

Business Description:

Coverage Requirements:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Contract Bond Application:

Business Information:

Owner Information:

Job Details:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Worker's Compensation Application:

Business Information:

Business Description:

Coverage Requirements

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information: