Georgia mortgage broker and lender surety bonds

Georgia Mortgage License Bonds

Georgia mortgage companies may need a surety bond for a Mortgage Broker/Processor License or a Mortgage Lender License. Jet Insurance Company helps Georgia mortgage broker/processors and mortgage lenders quote, purchase, renew, replace, and manage the required electronic surety bond.

Use this page to compare Georgia mortgage bond limits, view Jet pricing, and choose the correct bond for your Georgia Department of Banking and Finance or NMLS licensing requirement.

Get a Georgia Mortgage Bond Quote Choose My Bond View Pricing

Need help? Call (855) 516-3348 or email [email protected].

Last updated: July 2026. Georgia mortgage bond requirements can change. Confirm the final license type, bond amount, filing method, and NMLS or Georgia Department of Banking and Finance checklist before filing.

Georgia Mortgage Bond Quick Answers

Which bonds are covered?

This page covers the Georgia Mortgage Broker/Processor Bond and the Georgia Mortgage Lender Bond.

Who regulates these licenses?

The Georgia Department of Banking and Finance regulates residential mortgage brokers, lenders, processors, and mortgage loan originators conducting business in Georgia.

What are the bond limits?

The Georgia Mortgage Broker/Processor Bond is $150,000. The Georgia Mortgage Lender Bond is $250,000.

How do I get help?

Call (855) 516-3348 or email [email protected].

Choose Your Georgia Mortgage License Bond

The correct Georgia mortgage bond depends on whether the company is applying as a Mortgage Broker/Processor or as a Mortgage Lender. The bond must match the license type and be filed through the required licensing process.

Mortgage Broker/Processor Bond

For companies applying for or renewing a Georgia Mortgage Broker/Processor License. This bond is required for broker/processor authority and is filed electronically through NMLS when required.

Bond limit: $150,000

Jet pricing: $749 for one year, $75 monthly, $1,311 for two years, or $1,873 for three years.

Get Broker/Processor Quote

Mortgage Lender Bond

For companies applying for or renewing a Georgia Mortgage Lender License. Georgia mortgage lenders need the higher $250,000 bond amount for lender authority.

Bond limit: $250,000

Jet pricing: $1,249 for one year, $125 monthly, $2,186 for two years, or $3,123 for three years.

Get Mortgage Lender Quote

Important: Georgia identifies Mortgage Broker/Processor and Mortgage Lender as separate company license types. If a broker uses warehouse lines or otherwise conducts lender activity, a Mortgage Lender License may be required instead of, or in addition to, broker/processor authority. Confirm the correct license type in NMLS or with the Georgia Department of Banking and Finance before filing.

Georgia Mortgage License Bond Pricing

Jet pricing below follows the same mortgage bond pricing method used on the other state pages. The one-year price is 0.5% of the bond limit. If the calculated one-year price ends in zero, Jet subtracts $1 before calculating multi-year options. The two-year price is 1.75 times the one-year price, and the three-year price is 2.5 times the one-year price. Monthly pricing is 10% of the one-year price, rounded when needed.

Georgia Bond Type Bond Limit Monthly 1 Year 2 Years 3 Years
Mortgage Broker/Processor Bond $150,000 $75 $749 $1,311 $1,873
Mortgage Lender Bond $250,000 $125 $1,249 $2,186 $3,123

Pricing shown is preferred-tier pricing and may vary based on underwriting approval, bond form, selected term, effective date, final required bond amount, and license requirements.

Get Georgia Mortgage Bond Pricing

Start a quote online and select the Georgia bond that matches your license. Jet can help confirm whether you need the Mortgage Broker/Processor Bond or the Mortgage Lender Bond.

Questions? Call (855) 516-3348 or email [email protected].

Get My Georgia Mortgage Bond Quote

Georgia Mortgage Bond Requirements

Georgia mortgage bond requirements are based on the company license type. Mortgage Broker/Processor applicants and licensees use the $150,000 bond. Mortgage Lender applicants and licensees use the $250,000 bond. Additional Georgia office locations outside the broker’s or lender’s main office do not require a separate company license, but they do require branch approval.

Georgia License Bond Amount Who It Fits Quote
Mortgage Broker/Processor $150,000 Companies brokering or processing Georgia residential mortgage loans under broker/processor authority. Get Quote
Mortgage Lender $250,000 Companies making Georgia residential mortgage loans or operating under mortgage lender authority. Get Quote

Filing note: Georgia mortgage company licensing is handled through NMLS. The surety bond should be issued for the correct legal name, NMLS company record, license type, and required bond amount.

Georgia Mortgage Broker/Processor Bond

The Georgia Mortgage Broker/Processor Bond is required for companies applying for or maintaining a Georgia Mortgage Broker/Processor License. The bond amount is $150,000 and must remain active for as long as the company is required to maintain bond coverage for the license.

License Type

Georgia Mortgage Broker/Processor License.

Bond Limit

$150,000.

Jet Pricing

$749 for one year, $75 monthly, $1,311 for two years, or $1,873 for three years.

Get Georgia Mortgage Broker/Processor Bond Quote

Georgia Mortgage Lender Bond

The Georgia Mortgage Lender Bond is required for companies applying for or maintaining a Georgia Mortgage Lender License. The bond amount is $250,000 and applies to lender authority in Georgia.

License Type

Georgia Mortgage Lender License.

Bond Limit

$250,000.

Jet Pricing

$1,249 for one year, $125 monthly, $2,186 for two years, or $3,123 for three years.

Get Georgia Mortgage Lender Bond Quote

How Georgia Mortgage Bond Quotes Work

1

Choose the License Type

Select Mortgage Broker/Processor or Mortgage Lender based on the Georgia license authority shown in NMLS.

2

Confirm the Bond Amount

Use $150,000 for the Georgia Mortgage Broker/Processor Bond or $250,000 for the Georgia Mortgage Lender Bond.

3

Buy and File

After purchase, Jet provides the bond or filing guidance based on the current Georgia and NMLS process.

Start My Georgia Mortgage Bond Quote

Need a Georgia Mortgage License Bond?

Jet can help you choose the correct Georgia Mortgage Broker/Processor or Mortgage Lender Bond, review pricing, and get the bond issued for licensing.

Georgia Mortgage Broker/Processor Bond pricing starts at $749 for one year or $75 monthly. Georgia Mortgage Lender Bond pricing starts at $1,249 for one year or $125 monthly.

Questions? Call (855) 516-3348 or email [email protected].

Get My Georgia Mortgage Bond Quote

How Are Georgia Mortgage Bonds Filed?

Georgia mortgage licensing is handled through NMLS for company mortgage broker/processor and mortgage lender licenses. The bond must match the Georgia company license type, legal name, NMLS ID, and required bond amount.

Georgia mortgage bonds are commonly handled as electronic surety bonds through NMLS. Jet can help with bond issuance and filing guidance after purchase.

NMLS Company Record

The bond should match the legal name and NMLS company record for the Georgia license.

Electronic Surety Bond

Georgia mortgage bonds are commonly filed electronically through NMLS when required by the license checklist.

Bond Changes

Contact Jet before changing the legal name, DBA, NMLS ID, bond amount, branch information, or license authority.

Read NMLS Electronic Surety Bond Filing Instructions

Georgia Mortgage Bond Renewals, Changes, and Cancellations

Renewing Your Bond

Keep the Georgia mortgage bond active for as long as the license requires coverage. Review the bond before renewal to confirm the company still has the correct Georgia license type and required bond amount.

Email Jet for Renewal Help

Changing the Bond

A bond change may be needed if the legal name, NMLS ID, license authority, bond amount, or company information changes.

Email Jet for Change Help

Cancelling or Replacing Your Bond

Do not cancel a required Georgia mortgage bond until replacement coverage is accepted or the bond is no longer required. A bond gap can create license issues.

Email Jet for Cancellation Help

What Does a Georgia Mortgage License Bond Cover?

A Georgia mortgage license bond is designed to protect the public and the state regulator, not the bonded mortgage company. If a licensed company violates applicable Georgia mortgage laws, licensing rules, or consumer protection requirements, a consumer or regulator may seek payment from the bond.

A surety bond is different from insurance for the bonded company. If Jet pays a valid claim, the bonded principal is responsible for reimbursing Jet for the amount paid and related costs under the indemnity agreement.

Read the Mortgage License Bond Claims Guide

How to Avoid Georgia Mortgage Bond Claims

  • Maintain continuous bond coverage for the correct Georgia bond amount.
  • Match the bond to the exact legal name, DBA, NMLS ID, license type, and required bond amount.
  • Confirm whether the company needs Mortgage Broker/Processor authority or Mortgage Lender authority.
  • Keep branch approval information current for additional Georgia office locations.
  • Do not advertise or represent loan terms in a misleading way.
  • Do not charge unauthorized or prohibited fees.
  • Maintain required books, records, and consumer disclosures.
  • Follow Georgia Residential Mortgage Act requirements and applicable federal mortgage rules.
  • Respond quickly to Georgia Department of Banking and Finance and NMLS requests.
  • Contact Jet before cancelling, replacing, or changing the bond.

Read the Mortgage License Bond Claims Guide

Want to Know More About Mortgage Bond Processes?

Mortgage License Bonds Guide

Review mortgage broker, lender, servicer, MLO, finance lender, and finance broker bond information.

Read the Guide

Bond Claim Process

Find out what causes a mortgage license bond claim and what happens after a claim is made.

Read the Claims Guide

NMLS Electronic Surety Bond Filing

Learn how electronic surety bond execution works through NMLS for eligible company license bonds.

Read the Filing Guide

Georgia Mortgage License Bond FAQ

What Georgia mortgage bonds are covered on this page?

This page covers the Georgia Mortgage Broker/Processor Bond and the Georgia Mortgage Lender Bond.

What is the Georgia Mortgage Broker/Processor Bond amount?

The Georgia Mortgage Broker/Processor Bond amount is $150,000.

What is the Georgia Mortgage Lender Bond amount?

The Georgia Mortgage Lender Bond amount is $250,000.

How much does the Georgia Mortgage Broker/Processor Bond cost?

Jet pricing for the $150,000 Georgia Mortgage Broker/Processor Bond is $749 for one year, $75 monthly, $1,311 for two years, or $1,873 for three years.

How much does the Georgia Mortgage Lender Bond cost?

Jet pricing for the $250,000 Georgia Mortgage Lender Bond is $1,249 for one year, $125 monthly, $2,186 for two years, or $3,123 for three years.

Are Georgia mortgage bonds filed through NMLS?

Georgia mortgage company licensing is handled through NMLS, and Georgia mortgage bonds are commonly filed electronically through NMLS when required by the license checklist.

Does a Georgia branch need a separate mortgage license?

An additional Georgia office location outside the broker’s or lender’s main office does not require a separate company license, but it does require branch approval.

Who should I contact for Georgia mortgage bond help?

Call Jet at (855) 516-3348, email [email protected], or start a quote online for help choosing, purchasing, renewing, replacing, or changing a Georgia mortgage license bond.

Get the Georgia Mortgage Bond Required for Your License

Start by choosing the Georgia bond that matches your license or NMLS requirement. Jet will help with quoting, bond purchase, renewal support, and filing guidance when applicable.

Georgia Mortgage Broker/Processor Bond pricing starts at $749 for one year or $75 monthly. Georgia Mortgage Lender Bond pricing starts at $1,249 for one year or $125 monthly.

Call: (855) 516-3348
Email: [email protected]

Get My Georgia Mortgage Bond Quote

Notary Bond Application:

X

Business Information:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Employee Dishonesty Bond Application:

Business Information:

Business Description:

Coverage Requirements:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Contract Bond Application:

X

Business Information:

Owner Information:

Job Details:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Worker's Compensation Application:

X

Business Information:

Business Description:

Coverage Requirements

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information: