Mobile, Alabama Contractor Bond 

City of Mobile Contractor Bond

Contractors, subcontractors, and builders working in Mobile, Alabama must submit a $10,000 Contractor Bond as part of their licensing requirements. Through the surety bond, Jet Insurance Company protects the City and public against damages from contractors who break the obligations of their license and applicable legislation regulations. 

APPLY FOR BOND

Buying your Contractor Bond with Jet shows the City of Mobile that you are committing to the City's mission of keeping its citizens safe.  

What Price Does Jet Offer for the Contractor Bond in Mobile? 

With Jet, your Contractor Bond costs only $100 a year, guaranteed! You choose the way you pay for your bond, whether that’s $10 a month or paying for multiple years at a time. The chart below shows the term options with the set rate. 

Bond TermCost
Monthly$10
1 Year$100
2 Years$175
3 Years$250
Mobile, AL Contractor Bond Rates

When you click the button to purchase your Contractor Bond, you will input some basic information about your business that is needed for the bond form and as contact information. After that, you will be able to put in payment information to purchase your bond at the term you’d like. Once the purchase is complete, you will receive an email confirmation with a digital copy of your bond and a receipt. 

The Mobile Contractor Bond Process With Jet

You don’t have to worry about filing your bond, Jet will do it for you! After your purchase is complete, Jet will prepare your Contractor Bond and submit it to the City of Mobile. The bond will stay on file until cancellation is requested. 

You can request cancellation if you no longer need the bond and Jet will notify the City to begin the 35 day grace period before the cancellation is final. For bonds that were paid in full, you may receive a refund on any remaining time left after the cancellation is complete; monthly payments are not applicable for a refund. Jet has the right to request cancellation when payment on the bond is not made, whether that is a missed monthly payment or the failure to renew your bond. 

When your bond term is ending, Jet will send you a notice to renew with plenty of time to submit the renewal premium. All you have to do to keep your bond active is pay for the upcoming term, whether it’s online or through the mail. If you are part of the monthly payment program, you don’t need to worry about renewals — your bond remains active with each payment that is received.

How Can I Avoid Contractor Bond Claims?

As a contractor in Mobile involved in constructing, repairing, or installing structures, you must follow the obligations of your contractor license. Additionally, you must comply with Chapter 11, Article 1 of the Mobile Code of Ordinances, otherwise known as the Building Code, as well as any other legislation that pertains to contracting or building in Mobile or the State of Alabama. 

The easiest way to avoid claims is by making sure you are not being negligent in your business or providing shoddy work as indicated in Section 11-5 of the Mobile Code of Ordinances. If any complaint comes pertaining to your (or any employee’s) work, whether from the City or one of your customers, making the repairs needed will alleviate the complaint and the issue can be resolved right then and there. However, if you don’t make corrections to the poor workmanship, the complaint may escalate into a claim. 

If you receive a claim filing, you need to report it to Jet right away. Our team will look into the evidence provided by you and the claimant (whoever filed the claim). We will try our best to defend you, but if the claim is valid, Jet must fulfill the terms of the bond and pay the claimant up to the full $10,000 limit. This takes care of any damages the claimant suffered, but you are still responsible for paying back the amount that was paid out to restore your bond. Failure to do so will lead to license complications. 

Are There Other Bonds That a Contractor Needs? 

Yes, contractors who carry a Mobile Contractor Bond may also need to be licensed and bonded by the state. Some of the state bonds that may also apply are: 

City of Mobile Contractor Bond Form

Notary Bond Application:

X

Business Information:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Employee Dishonesty Bond Application:

Business Information:

Business Description:

Coverage Requirements:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Contract Bond Application:

X

Business Information:

Owner Information:

Job Details:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Worker's Compensation Application:

X

Business Information:

Business Description:

Coverage Requirements

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information: